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History - Term Investment Savings (non registered, RRSP, RRIF, LIF, LIRA, TFSA) - Simple and Compounded Interest Rates (Annual)

Term Fluctuation Less than $25,000 From $25,000 to $49,999 From $50,000 to $249,999 $250,000 and over
Daily 0.55% 0.55% 0.55% 0.55%
3 months 0.80% 0.95% 1.05% 1.20%
6 months Increase 0.95% 1.10% 1.20% 1.35%
1 year Decrease 1.45% 1.60% 1.70% 1.85%
18 months Decrease 1.80% 1.95% 2.05% 2.20%
2 years Decrease 1.70% 1.85% 1.95% 2.10%
3 years Decrease 1.80% 2.05% 2.15% 2.30%
4 years Decrease 2.05% 2.30% 2.40% 2.55%
54 months Decrease 2.40% 2.65% 2.75% 2.90%
5 years Decrease 2.15% 2.40% 2.50% 2.65%
6 years Decrease 2.15% 2.40% 2.50% 2.65%
7 years Decrease 2.15% 2.40% 2.50% 2.65%
8 years Decrease 2.15% 2.40% 2.50% 2.65%
9 years Decrease 2.15% 2.40% 2.50% 2.65%
10 years 3.05% 3.20% 3.30% 3.45%
11 years 3.60% 3.75% 3.85% 4.00%
12 years 3.60% 3.75% 3.85% 4.00%
13 years 3.60% 3.75% 3.85% 4.00%
14 years 3.60% 3.75% 3.85% 4.00%
15 years 3.60% 3.75% 3.85% 4.00%
16 years Decrease 3.80% 3.95% 4.05% 4.20%
17 years Decrease 3.80% 3.95% 4.05% 4.20%
18 years Decrease 3.80% 3.95% 4.05% 4.20%
19 years Decrease 3.80% 3.95% 4.05% 4.20%
20 years Decrease 3.80% 3.95% 4.05% 4.20%
Term Fluctuation Less than $25,000 From $25,000 to $49,999 From $50,000 to $249,999 $250,000 and over
Daily 0.55% 0.55% 0.55% 0.55%
3 months 0.80% 0.95% 1.05% 1.20%
6 months 0.90% 1.05% 1.15% 1.30%
1 year Increase 1.50% 1.65% 1.75% 1.90%
18 months Increase 1.90% 2.05% 2.15% 2.30%
2 years Increase 1.80% 1.95% 2.05% 2.20%
3 years Increase 1.90% 2.15% 2.25% 2.40%
4 years Increase 2.10% 2.35% 2.45% 2.60%
54 months Increase 2.45% 2.70% 2.80% 2.95%
5 years Increase 2.20% 2.45% 2.55% 2.70%
6 years Increase 2.20% 2.45% 2.55% 2.70%
7 years Increase 2.20% 2.45% 2.55% 2.70%
8 years Increase 2.20% 2.45% 2.55% 2.70%
9 years Increase 2.20% 2.45% 2.55% 2.70%
10 years Increase 3.05% 3.20% 3.30% 3.45%
11 years Increase 3.60% 3.75% 3.85% 4.00%
12 years Increase 3.60% 3.75% 3.85% 4.00%
13 years Increase 3.60% 3.75% 3.85% 4.00%
14 years Increase 3.60% 3.75% 3.85% 4.00%
15 years Increase 3.60% 3.75% 3.85% 4.00%
16 years Increase 3.85% 4.00% 4.10% 4.25%
17 years Increase 3.85% 4.00% 4.10% 4.25%
18 years Increase 3.85% 4.00% 4.10% 4.25%
19 years Increase 3.85% 4.00% 4.10% 4.25%
20 years Increase 3.85% 4.00% 4.10% 4.25%
Term Fluctuation Less than $25,000 From $25,000 to $49,999 From $50,000 to $249,999 $250,000 and over
Daily 0.55% 0.55% 0.55% 0.55%
3 months 0.80% 0.95% 1.05% 1.20%
6 months 0.90% 1.05% 1.15% 1.30%
1 year 1.40% 1.55% 1.65% 1.80%
18 months 1.75% 1.90% 2.00% 2.15%
2 years 1.60% 1.75% 1.85% 2.00%
3 years 1.70% 1.95% 2.05% 2.20%
4 years Increase 1.95% 2.20% 2.30% 2.45%
54 months Increase 2.30% 2.55% 2.65% 2.80%
5 years Increase 2.05% 2.30% 2.40% 2.55%
6 years Increase 2.05% 2.30% 2.40% 2.55%
7 years Increase 2.05% 2.30% 2.40% 2.55%
8 years Increase 2.05% 2.30% 2.40% 2.55%
9 years Increase 2.05% 2.30% 2.40% 2.55%
10 years 2.85% 3.00% 3.10% 3.25%
11 years Increase 3.45% 3.60% 3.70% 3.85%
12 years Increase 3.45% 3.60% 3.70% 3.85%
13 years Increase 3.45% 3.60% 3.70% 3.85%
14 years Increase 3.45% 3.60% 3.70% 3.85%
15 years Increase 3.45% 3.60% 3.70% 3.85%
16 years Increase 3.70% 3.85% 3.95% 4.10%
17 years Increase 3.70% 3.85% 3.95% 4.10%
18 years Increase 3.70% 3.85% 3.95% 4.10%
19 years Increase 3.70% 3.85% 3.95% 4.10%
20 years Increase 3.70% 3.85% 3.95% 4.10%
Term Fluctuation Less than $25,000 From $25,000 to $49,999 From $50,000 to $249,999 $250,000 and over
Daily 0.55% 0.55% 0.55% 0.55%
3 months 0.80% 0.95% 1.05% 1.20%
6 months 0.90% 1.05% 1.15% 1.30%
1 year Decrease 1.40% 1.55% 1.65% 1.80%
18 months Decrease 1.75% 1.90% 2.00% 2.15%
2 years Decrease 1.60% 1.75% 1.85% 2.00%
3 years Decrease 1.70% 1.95% 2.05% 2.20%
4 years Decrease 1.90% 2.15% 2.25% 2.40%
54 months Decrease 2.25% 2.50% 2.60% 2.75%
5 years Decrease 2.00% 2.25% 2.35% 2.50%
6 years Decrease 2.00% 2.25% 2.35% 2.50%
7 years Decrease 2.00% 2.25% 2.35% 2.50%
8 years Decrease 2.00% 2.25% 2.35% 2.50%
9 years Decrease 2.00% 2.25% 2.35% 2.50%
10 years Decrease 2.85% 3.00% 3.10% 3.25%
11 years Decrease 3.40% 3.55% 3.65% 3.80%
12 years Decrease 3.40% 3.55% 3.65% 3.80%
13 years Decrease 3.40% 3.55% 3.65% 3.80%
14 years Decrease 3.40% 3.55% 3.65% 3.80%
15 years Decrease 3.40% 3.55% 3.65% 3.80%
16 years Decrease 3.60% 3.75% 3.85% 4.00%
17 years Decrease 3.60% 3.75% 3.85% 4.00%
18 years Decrease 3.60% 3.75% 3.85% 4.00%
19 years Decrease 3.60% 3.75% 3.85% 4.00%
20 years Decrease 3.60% 3.75% 3.85% 4.00%
Term Fluctuation Less than $25,000 From $25,000 to $49,999 From $50,000 to $249,999 $250,000 and over
Daily 0.55% 0.55% 0.55% 0.55%
3 months 0.80% 0.95% 1.05% 1.20%
6 months Increase 0.90% 1.05% 1.15% 1.30%
1 year Increase 1.45% 1.60% 1.70% 1.85%
18 months Increase 1.80% 1.95% 2.05% 2.20%
2 years Increase 1.65% 1.80% 1.90% 2.05%
3 years Increase 1.75% 2.00% 2.10% 2.25%
4 years Increase 1.95% 2.20% 2.30% 2.45%
54 months Increase 2.30% 2.55% 2.65% 2.80%
5 years Increase 2.05% 2.30% 2.40% 2.55%
6 years Increase 2.05% 2.30% 2.40% 2.55%
7 years Increase 2.05% 2.30% 2.40% 2.55%
8 years Increase 2.05% 2.30% 2.40% 2.55%
9 years Increase 2.05% 2.30% 2.40% 2.55%
10 years Increase 2.90% 3.05% 3.15% 3.30%
11 years Increase 3.45% 3.60% 3.70% 3.85%
12 years Increase 3.45% 3.60% 3.70% 3.85%
13 years Increase 3.45% 3.60% 3.70% 3.85%
14 years Increase 3.45% 3.60% 3.70% 3.85%
15 years Increase 3.45% 3.60% 3.70% 3.85%
16 years Increase 3.70% 3.85% 3.95% 4.10%
17 years Increase 3.70% 3.85% 3.95% 4.10%
18 years Increase 3.70% 3.85% 3.95% 4.10%
19 years Increase 3.70% 3.85% 3.95% 4.10%
20 years Increase 3.70% 3.85% 3.95% 4.10%
Term Fluctuation Less than $25,000 From $25,000 to $49,999 From $50,000 to $249,999 $250,000 and over
Daily 0.55% 0.55% 0.55% 0.55%
3 months Decrease 0.80% 0.95% 1.05% 1.20%
6 months Decrease 0.85% 1.00% 1.10% 1.25%
1 year Decrease 1.40% 1.55% 1.65% 1.80%
18 months Decrease 1.70% 1.85% 1.95% 2.10%
2 years Decrease 1.55% 1.70% 1.80% 1.95%
3 years Decrease 1.65% 1.90% 2.00% 2.15%
4 years Decrease 1.90% 2.15% 2.25% 2.40%
54 months Decrease 2.20% 2.45% 2.55% 2.70%
5 years Decrease 1.95% 2.20% 2.30% 2.45%
6 years Decrease 1.95% 2.20% 2.30% 2.45%
7 years Decrease 1.95% 2.20% 2.30% 2.45%
8 years Decrease 1.95% 2.20% 2.30% 2.45%
9 years Decrease 1.95% 2.20% 2.30% 2.45%
10 years Decrease 2.80% 2.95% 3.05% 3.20%
11 years Decrease 3.35% 3.50% 3.60% 3.75%
12 years Decrease 3.35% 3.50% 3.60% 3.75%
13 years Decrease 3.35% 3.50% 3.60% 3.75%
14 years Decrease 3.35% 3.50% 3.60% 3.75%
15 years Decrease 3.35% 3.50% 3.60% 3.75%
16 years Decrease 3.60% 3.75% 3.85% 4.00%
17 years Decrease 3.60% 3.75% 3.85% 4.00%
18 years Decrease 3.60% 3.75% 3.85% 4.00%
19 years Decrease 3.60% 3.75% 3.85% 4.00%
20 years Decrease 3.60% 3.75% 3.85% 4.00%
Term Fluctuation Less than $25,000 From $25,000 to $49,999 From $50,000 to $249,999 $250,000 and over
Daily 0.55% 0.55% 0.55% 0.55%
3 months 0.85% 1.00% 1.10% 1.25%
6 months 0.90% 1.05% 1.15% 1.30%
1 year 1.45% 1.60% 1.70% 1.85%
18 months 1.80% 1.95% 2.05% 2.20%
2 years Increase 1.70% 1.85% 1.95% 2.10%
3 years Increase 1.80% 2.05% 2.15% 2.30%
4 years Increase 2.05% 2.30% 2.40% 2.55%
54 months Increase 2.40% 2.65% 2.75% 2.90%
5 years Increase 2.15% 2.40% 2.50% 2.65%
6 years Increase 2.15% 2.40% 2.50% 2.65%
7 years Increase 2.15% 2.40% 2.50% 2.65%
8 years Increase 2.15% 2.40% 2.50% 2.65%
9 years Increase 2.15% 2.40% 2.50% 2.65%
10 years Increase 2.95% 3.10% 3.20% 3.35%
11 years Increase 3.50% 3.65% 3.75% 3.90%
12 years Increase 3.50% 3.65% 3.75% 3.90%
13 years Increase 3.50% 3.65% 3.75% 3.90%
14 years Increase 3.50% 3.65% 3.75% 3.90%
15 years Increase 3.50% 3.65% 3.75% 3.90%
16 years Increase 3.70% 3.85% 3.95% 4.10%
17 years Increase 3.70% 3.85% 3.95% 4.10%
18 years Increase 3.70% 3.85% 3.95% 4.10%
19 years Increase 3.70% 3.85% 3.95% 4.10%
20 years Increase 3.70% 3.85% 3.95% 4.10%
Term Fluctuation Less than $25,000 From $25,000 to $49,999 From $50,000 to $249,999 $250,000 and over
Daily 0.55% 0.55% 0.55% 0.55%
3 months 0.85% 1.00% 1.10% 1.25%
6 months Decrease 0.90% 1.05% 1.15% 1.30%
1 year Decrease 1.45% 1.60% 1.70% 1.85%
18 months Decrease 1.80% 1.95% 2.05% 2.20%
2 years Decrease 1.65% 1.80% 1.90% 2.05%
3 years Decrease 1.70% 1.95% 2.05% 2.20%
4 years Decrease 1.95% 2.20% 2.30% 2.45%
54 months Decrease 2.30% 2.55% 2.65% 2.80%
5 years Decrease 2.05% 2.30% 2.40% 2.55%
6 years Decrease 2.05% 2.30% 2.40% 2.55%
7 years Decrease 2.05% 2.30% 2.40% 2.55%
8 years Decrease 2.05% 2.30% 2.40% 2.55%
9 years Decrease 2.05% 2.30% 2.40% 2.55%
10 years Decrease 2.85% 3.00% 3.10% 3.25%
11 years Decrease 3.35% 3.50% 3.60% 3.75%
12 years Decrease 3.35% 3.50% 3.60% 3.75%
13 years Decrease 3.35% 3.50% 3.60% 3.75%
14 years Decrease 3.35% 3.50% 3.60% 3.75%
15 years Decrease 3.35% 3.50% 3.60% 3.75%
16 years Decrease 3.55% 3.70% 3.80% 3.95%
17 years Decrease 3.55% 3.70% 3.80% 3.95%
18 years Decrease 3.55% 3.70% 3.80% 3.95%
19 years Decrease 3.55% 3.70% 3.80% 3.95%
20 years Decrease 3.55% 3.70% 3.80% 3.95%
Term Fluctuation Less than $25,000 From $25,000 to $49,999 From $50,000 to $249,999 $250,000 and over
Daily 0.55% 0.55% 0.55% 0.55%
3 months 0.85% 1.00% 1.10% 1.25%
6 months 0.95% 1.10% 1.20% 1.35%
1 year Decrease 1.50% 1.65% 1.75% 1.90%
18 months Decrease 1.85% 2.00% 2.10% 2.25%
2 years Decrease 1.70% 1.85% 1.95% 2.10%
3 years Decrease 1.75% 2.00% 2.10% 2.25%
4 years Decrease 2.00% 2.25% 2.35% 2.50%
54 months Decrease 2.35% 2.60% 2.70% 2.85%
5 years Decrease 2.10% 2.35% 2.45% 2.60%
6 years Decrease 2.10% 2.35% 2.45% 2.60%
7 years Decrease 2.10% 2.35% 2.45% 2.60%
8 years Decrease 2.10% 2.35% 2.45% 2.60%
9 years Decrease 2.10% 2.35% 2.45% 2.60%
10 years Decrease 2.90% 3.05% 3.15% 3.30%
11 years Decrease 3.45% 3.60% 3.70% 3.85%
12 years Decrease 3.45% 3.60% 3.70% 3.85%
13 years Decrease 3.45% 3.60% 3.70% 3.85%
14 years Decrease 3.45% 3.60% 3.70% 3.85%
15 years Decrease 3.45% 3.60% 3.70% 3.85%
16 years Decrease 3.65% 3.80% 3.90% 4.05%
17 years Decrease 3.65% 3.80% 3.90% 4.05%
18 years Decrease 3.65% 3.80% 3.90% 4.05%
19 years Decrease 3.65% 3.80% 3.90% 4.05%
20 years Decrease 3.65% 3.80% 3.90% 4.05%
Term Fluctuation Less than $25,000 From $25,000 to $49,999 From $50,000 to $249,999 $250,000 and over
Daily 0.55% 0.55% 0.55% 0.55%
3 months 0.85% 1.00% 1.10% 1.25%
6 months 0.95% 1.10% 1.20% 1.35%
1 year Increase 1.60% 1.75% 1.85% 2.00%
18 months Increase 2.00% 2.15% 2.25% 2.40%
2 years Increase 1.90% 2.05% 2.15% 2.30%
3 years Increase 2.00% 2.25% 2.35% 2.50%
4 years Increase 2.25% 2.50% 2.60% 2.75%
54 months Increase 2.60% 2.85% 2.95% 3.10%
5 years Increase 2.35% 2.60% 2.70% 2.85%
6 years Increase 2.35% 2.60% 2.70% 2.85%
7 years Increase 2.35% 2.60% 2.70% 2.85%
8 years Increase 2.35% 2.60% 2.70% 2.85%
9 years Increase 2.35% 2.60% 2.70% 2.85%
10 years Increase 3.20% 3.35% 3.45% 3.60%
11 years Increase 3.65% 3.80% 3.90% 4.05%
12 years Increase 3.65% 3.80% 3.90% 4.05%
13 years Increase 3.65% 3.80% 3.90% 4.05%
14 years Increase 3.65% 3.80% 3.90% 4.05%
15 years Increase 3.65% 3.80% 3.90% 4.05%
16 years Increase 3.85% 4.00% 4.10% 4.25%
17 years Increase 3.85% 4.00% 4.10% 4.25%
18 years Increase 3.85% 4.00% 4.10% 4.25%
19 years Increase 3.85% 4.00% 4.10% 4.25%
20 years Increase 3.85% 4.00% 4.10% 4.25%
Term Fluctuation Less than $25,000 From $25,000 to $49,999 From $50,000 to $249,999 $250,000 and over
Daily 0.55% 0.55% 0.55% 0.55%
3 months 0.85% 1.00% 1.10% 1.25%
6 months Decrease 0.95% 1.10% 1.20% 1.35%
1 year Decrease 1.55% 1.70% 1.80% 1.95%
18 months Decrease 1.90% 2.05% 2.15% 2.30%
2 years Decrease 1.80% 1.95% 2.05% 2.20%
3 years Decrease 1.90% 2.15% 2.25% 2.40%
4 years 2.15% 2.40% 2.50% 2.65%
54 months Decrease 2.50% 2.75% 2.85% 3.00%
5 years Decrease 2.25% 2.50% 2.60% 2.75%
6 years Decrease 2.25% 2.50% 2.60% 2.75%
7 years Decrease 2.25% 2.50% 2.60% 2.75%
8 years Decrease 2.25% 2.50% 2.60% 2.75%
9 years Decrease 2.25% 2.50% 2.60% 2.75%
10 years Decrease 3.05% 3.20% 3.30% 3.45%
11 years 3.55% 3.70% 3.80% 3.95%
12 years 3.55% 3.70% 3.80% 3.95%
13 years 3.55% 3.70% 3.80% 3.95%
14 years 3.55% 3.70% 3.80% 3.95%
15 years 3.55% 3.70% 3.80% 3.95%
16 years 3.75% 3.90% 4.00% 4.15%
17 years 3.75% 3.90% 4.00% 4.15%
18 years 3.75% 3.90% 4.00% 4.15%
19 years 3.75% 3.90% 4.00% 4.15%
20 years 3.75% 3.90% 4.00% 4.15%
Term Fluctuation Less than $25,000 From $25,000 to $49,999 From $50,000 to $249,999 $250,000 and over
Daily 0.55% 0.55% 0.55% 0.55%
3 months 0.85% 1.00% 1.10% 1.25%
6 months 1.00% 1.15% 1.25% 1.40%
1 year 1.60% 1.75% 1.85% 2.00%
18 months 2.00% 2.15% 2.25% 2.40%
2 years 1.90% 2.05% 2.15% 2.30%
3 years 1.95% 2.20% 2.30% 2.45%
4 years 2.15% 2.40% 2.50% 2.65%
54 months 2.55% 2.80% 2.90% 3.05%
5 years 2.30% 2.55% 2.65% 2.80%
6 years 2.30% 2.55% 2.65% 2.80%
7 years 2.30% 2.55% 2.65% 2.80%
8 years 2.30% 2.55% 2.65% 2.80%
9 years 2.30% 2.55% 2.65% 2.80%
10 years 3.10% 3.25% 3.35% 3.50%
11 years 3.55% 3.70% 3.80% 3.95%
12 years 3.55% 3.70% 3.80% 3.95%
13 years 3.55% 3.70% 3.80% 3.95%
14 years 3.55% 3.70% 3.80% 3.95%
15 years 3.55% 3.70% 3.80% 3.95%
16 years 3.75% 3.90% 4.00% 4.15%
17 years 3.75% 3.90% 4.00% 4.15%
18 years 3.75% 3.90% 4.00% 4.15%
19 years 3.75% 3.90% 4.00% 4.15%
20 years 3.75% 3.90% 4.00% 4.15%
Term Fluctuation Less than $25,000 From $25,000 to $49,999 From $50,000 to $249,999 $250,000 and over
Daily 0.55% 0.55% 0.55% 0.55%
3 months 0.80% 0.95% 1.05% 1.20%
6 months 0.90% 1.05% 1.15% 1.30%
1 year Increase 1.45% 1.60% 1.70% 1.85%
18 months Increase 1.85% 2.00% 2.10% 2.25%
2 years Increase 1.75% 1.90% 2.00% 2.15%
3 years Increase 1.80% 2.05% 2.15% 2.30%
4 years Increase 2.05% 2.30% 2.40% 2.55%
54 months Increase 2.40% 2.65% 2.75% 2.90%
5 years Increase 2.15% 2.40% 2.50% 2.65%
6 years Increase 2.15% 2.40% 2.50% 2.65%
7 years Increase 2.15% 2.40% 2.50% 2.65%
8 years Increase 2.15% 2.40% 2.50% 2.65%
9 years Increase 2.15% 2.40% 2.50% 2.65%
10 years Increase 3.00% 3.15% 3.25% 3.40%
11 years Increase 3.50% 3.65% 3.75% 3.90%
12 years Increase 3.50% 3.65% 3.75% 3.90%
13 years Increase 3.50% 3.65% 3.75% 3.90%
14 years Increase 3.50% 3.65% 3.75% 3.90%
15 years Increase 3.50% 3.65% 3.75% 3.90%
16 years Increase 3.75% 3.90% 4.00% 4.15%
17 years Increase 3.75% 3.90% 4.00% 4.15%
18 years Increase 3.75% 3.90% 4.00% 4.15%
19 years Increase 3.75% 3.90% 4.00% 4.15%
20 years Increase 3.75% 3.90% 4.00% 4.15%
Term Fluctuation Less than $25,000 From $25,000 to $49,999 From $50,000 to $249,999 $250,000 and over
Daily 0.55% 0.55% 0.55% 0.55%
3 months 0.80% 0.95% 1.05% 1.20%
6 months 0.90% 1.05% 1.15% 1.30%
1 year Decrease 1.40% 1.55% 1.65% 1.80%
18 months Decrease 1.75% 1.90% 2.00% 2.15%
2 years Decrease 1.65% 1.80% 1.90% 2.05%
3 years Decrease 1.70% 1.95% 2.05% 2.20%
4 years Decrease 1.95% 2.20% 2.30% 2.45%
54 months Decrease 2.30% 2.55% 2.65% 2.80%
5 years Decrease 2.05% 2.30% 2.40% 2.55%
6 years Decrease 2.05% 2.30% 2.40% 2.55%
7 years Decrease 2.05% 2.30% 2.40% 2.55%
8 years Decrease 2.05% 2.30% 2.40% 2.55%
9 years Decrease 2.05% 2.30% 2.40% 2.55%
10 years Decrease 2.90% 3.05% 3.15% 3.30%
11 years Decrease 3.45% 3.60% 3.70% 3.85%
12 years Decrease 3.45% 3.60% 3.70% 3.85%
13 years Decrease 3.45% 3.60% 3.70% 3.85%
14 years Decrease 3.45% 3.60% 3.70% 3.85%
15 years Decrease 3.45% 3.60% 3.70% 3.85%
16 years Decrease 3.70% 3.85% 3.95% 4.10%
17 years Decrease 3.70% 3.85% 3.95% 4.10%
18 years Decrease 3.70% 3.85% 3.95% 4.10%
19 years Decrease 3.70% 3.85% 3.95% 4.10%
20 years Decrease 3.70% 3.85% 3.95% 4.10%
Term Fluctuation Less than $25,000 From $25,000 to $49,999 From $50,000 to $249,999 $250,000 and over
Daily 0.55% 0.55% 0.55% 0.55%
3 months Decrease 0.80% 0.95% 1.05% 1.20%
6 months 0.90% 1.05% 1.15% 1.30%
1 year Decrease 1.45% 1.60% 1.70% 1.85%
18 months Decrease 1.80% 1.95% 2.05% 2.20%
2 years Decrease 1.70% 1.85% 1.95% 2.10%
3 years Decrease 1.80% 2.05% 2.15% 2.30%
4 years Decrease 2.00% 2.25% 2.35% 2.50%
54 months Decrease 2.40% 2.65% 2.75% 2.90%
5 years Decrease 2.15% 2.40% 2.50% 2.65%
6 years Decrease 2.15% 2.40% 2.50% 2.65%
7 years Decrease 2.15% 2.40% 2.50% 2.65%
8 years Decrease 2.15% 2.40% 2.50% 2.65%
9 years Decrease 2.15% 2.40% 2.50% 2.65%
10 years Decrease 3.00% 3.15% 3.25% 3.40%
11 years 3.55% 3.70% 3.80% 3.95%
12 years 3.55% 3.70% 3.80% 3.95%
13 years 3.55% 3.70% 3.80% 3.95%
14 years 3.55% 3.70% 3.80% 3.95%
15 years 3.55% 3.70% 3.80% 3.95%
16 years 3.80% 3.95% 4.05% 4.20%
17 years 3.80% 3.95% 4.05% 4.20%
18 years 3.80% 3.95% 4.05% 4.20%
19 years 3.80% 3.95% 4.05% 4.20%
20 years 3.80% 3.95% 4.05% 4.20%
Term Fluctuation Less than $25,000 From $25,000 to $49,999 From $50,000 to $249,999 $250,000 and over
Daily 0.55% 0.55% 0.55% 0.55%
3 months 0.85% 1.00% 1.10% 1.25%
6 months Decrease 0.90% 1.05% 1.15% 1.30%
1 year 1.55% 1.70% 1.80% 1.95%
18 months 1.90% 2.05% 2.15% 2.30%
2 years 1.80% 1.95% 2.05% 2.20%
3 years 1.85% 2.10% 2.20% 2.35%
4 years 2.05% 2.30% 2.40% 2.55%
54 months Increase 2.45% 2.70% 2.80% 2.95%
5 years Increase 2.20% 2.45% 2.55% 2.70%
6 years Increase 2.20% 2.45% 2.55% 2.70%
7 years Increase 2.20% 2.45% 2.55% 2.70%
8 years Increase 2.20% 2.45% 2.55% 2.70%
9 years Increase 2.20% 2.45% 2.55% 2.70%
10 years Increase 3.05% 3.20% 3.30% 3.45%
11 years 3.55% 3.70% 3.80% 3.95%
12 years 3.55% 3.70% 3.80% 3.95%
13 years 3.55% 3.70% 3.80% 3.95%
14 years 3.55% 3.70% 3.80% 3.95%
15 years 3.55% 3.70% 3.80% 3.95%
16 years Increase 3.80% 3.95% 4.05% 4.20%
17 years Increase 3.80% 3.95% 4.05% 4.20%
18 years Increase 3.80% 3.95% 4.05% 4.20%
19 years Increase 3.80% 3.95% 4.05% 4.20%
20 years Increase 3.80% 3.95% 4.05% 4.20%
Term Fluctuation Less than $25,000 From $25,000 to $49,999 From $50,000 to $249,999 $250,000 and over
Daily 0.55% 0.55% 0.55% 0.55%
3 months Increase 0.85% 1.00% 1.10% 1.25%
6 months Increase 0.95% 1.10% 1.20% 1.35%
1 year 1.55% 1.70% 1.80% 1.95%
18 months Decrease 1.90% 2.05% 2.15% 2.30%
2 years Decrease 1.80% 1.95% 2.05% 2.20%
3 years Decrease 1.85% 2.10% 2.20% 2.35%
4 years Decrease 2.05% 2.30% 2.40% 2.55%
54 months Decrease 2.40% 2.65% 2.75% 2.90%
5 years Decrease 2.15% 2.40% 2.50% 2.65%
6 years Decrease 2.15% 2.40% 2.50% 2.65%
7 years Decrease 2.15% 2.40% 2.50% 2.65%
8 years Decrease 2.15% 2.40% 2.50% 2.65%
9 years Decrease 2.15% 2.40% 2.50% 2.65%
10 years Decrease 3.00% 3.15% 3.25% 3.40%
11 years Decrease 3.55% 3.70% 3.80% 3.95%
12 years Decrease 3.55% 3.70% 3.80% 3.95%
13 years Decrease 3.55% 3.70% 3.80% 3.95%
14 years Decrease 3.55% 3.70% 3.80% 3.95%
15 years Decrease 3.55% 3.70% 3.80% 3.95%
16 years Decrease 3.75% 3.90% 4.00% 4.15%
17 years Decrease 3.75% 3.90% 4.00% 4.15%
18 years Decrease 3.75% 3.90% 4.00% 4.15%
19 years Decrease 3.75% 3.90% 4.00% 4.15%
20 years Decrease 3.75% 3.90% 4.00% 4.15%
Term Fluctuation Less than $25,000 From $25,000 to $49,999 From $50,000 to $249,999 $250,000 and over
Daily 0.55% 0.55% 0.55% 0.55%
3 months 0.80% 0.95% 1.05% 1.20%
6 months Increase 0.90% 1.05% 1.15% 1.30%
1 year Increase 1.55% 1.70% 1.80% 1.95%
18 months Increase 1.95% 2.10% 2.20% 2.35%
2 years Increase 1.90% 2.05% 2.15% 2.30%
3 years Increase 1.95% 2.20% 2.30% 2.45%
4 years Increase 2.15% 2.40% 2.50% 2.65%
54 months Increase 2.55% 2.80% 2.90% 3.05%
5 years Increase 2.30% 2.55% 2.65% 2.80%
6 years Increase 2.30% 2.55% 2.65% 2.80%
7 years Increase 2.30% 2.55% 2.65% 2.80%
8 years Increase 2.30% 2.55% 2.65% 2.80%
9 years Increase 2.30% 2.55% 2.65% 2.80%
10 years Increase 3.10% 3.25% 3.35% 3.50%
11 years Increase 3.65% 3.80% 3.90% 4.05%
12 years Increase 3.65% 3.80% 3.90% 4.05%
13 years Increase 3.65% 3.80% 3.90% 4.05%
14 years Increase 3.65% 3.80% 3.90% 4.05%
15 years Increase 3.65% 3.80% 3.90% 4.05%
16 years Increase 3.85% 4.00% 4.10% 4.25%
17 years Increase 3.85% 4.00% 4.10% 4.25%
18 years Increase 3.85% 4.00% 4.10% 4.25%
19 years Increase 3.85% 4.00% 4.10% 4.25%
20 years Increase 3.85% 4.00% 4.10% 4.25%
Term Fluctuation Less than $25,000 From $25,000 to $49,999 From $50,000 to $249,999 $250,000 and over
Daily 0.55% 0.55% 0.55% 0.55%
3 months Increase 0.80% 0.95% 1.05% 1.20%
6 months Decrease 0.80% 0.95% 1.05% 1.20%
1 year Increase 1.35% 1.50% 1.60% 1.75%
18 months Increase 1.70% 1.85% 1.95% 2.10%
2 years Increase 1.60% 1.75% 1.85% 2.00%
3 years Increase 1.70% 1.95% 2.05% 2.20%
4 years Increase 1.90% 2.15% 2.25% 2.40%
54 months Increase 2.30% 2.55% 2.65% 2.80%
5 years Increase 2.05% 2.30% 2.40% 2.55%
6 years Increase 2.05% 2.30% 2.40% 2.55%
7 years Increase 2.05% 2.30% 2.40% 2.55%
8 years Increase 2.05% 2.30% 2.40% 2.55%
9 years Increase 2.05% 2.30% 2.40% 2.55%
10 years Increase 2.95% 3.10% 3.20% 3.35%
11 years Increase 3.50% 3.65% 3.75% 3.90%
12 years Increase 3.50% 3.65% 3.75% 3.90%
13 years Increase 3.50% 3.65% 3.75% 3.90%
14 years Increase 3.50% 3.65% 3.75% 3.90%
15 years Increase 3.50% 3.65% 3.75% 3.90%
16 years Increase 3.75% 3.90% 4.00% 4.15%
17 years Increase 3.75% 3.90% 4.00% 4.15%
18 years Increase 3.75% 3.90% 4.00% 4.15%
19 years Increase 3.75% 3.90% 4.00% 4.15%
20 years Increase 3.75% 3.90% 4.00% 4.15%
Term Fluctuation Less than $25,000 From $25,000 to $49,999 From $50,000 to $249,999 $250,000 and over
Daily 0.55% 0.55% 0.55% 0.55%
3 months 0.75% 0.90% 1.00% 1.15%
6 months Increase 0.85% 1.00% 1.10% 1.25%
1 year 1.30% 1.45% 1.55% 1.70%
18 months Increase 1.65% 1.80% 1.90% 2.05%
2 years Increase 1.55% 1.70% 1.80% 1.95%
3 years Increase 1.65% 1.90% 2.00% 2.15%
4 years Increase 1.85% 2.10% 2.20% 2.35%
54 months Increase 2.25% 2.50% 2.60% 2.75%
5 years Increase 2.00% 2.25% 2.35% 2.50%
6 years Increase 2.00% 2.25% 2.35% 2.50%
7 years Increase 2.00% 2.25% 2.35% 2.50%
8 years Increase 2.00% 2.25% 2.35% 2.50%
9 years Increase 2.00% 2.25% 2.35% 2.50%
10 years Increase 2.90% 3.05% 3.15% 3.30%
11 years Increase 3.45% 3.60% 3.70% 3.85%
12 years Increase 3.45% 3.60% 3.70% 3.85%
13 years Increase 3.45% 3.60% 3.70% 3.85%
14 years Increase 3.45% 3.60% 3.70% 3.85%
15 years Increase 3.45% 3.60% 3.70% 3.85%
16 years Increase 3.70% 3.85% 3.95% 4.10%
17 years Increase 3.70% 3.85% 3.95% 4.10%
18 years Increase 3.70% 3.85% 3.95% 4.10%
19 years Increase 3.70% 3.85% 3.95% 4.10%
20 years Increase 3.70% 3.85% 3.95% 4.10%
Term Fluctuation Less than $25,000 From $25,000 to $49,999 From $50,000 to $249,999 $250,000 and over
Daily 0.55% 0.55% 0.55% 0.55%
3 months Increase 0.75% 0.90% 1.00% 1.15%
6 months Increase 0.80% 0.95% 1.05% 1.20%
1 year Increase 1.30% 1.45% 1.55% 1.70%
18 months Increase 1.60% 1.75% 1.85% 2.00%
2 years Increase 1.45% 1.60% 1.70% 1.85%
3 years Increase 1.55% 1.80% 1.90% 2.05%
4 years Increase 1.75% 2.00% 2.10% 2.25%
54 months Increase 2.15% 2.40% 2.50% 2.65%
5 years Increase 1.90% 2.15% 2.25% 2.40%
6 years Increase 1.90% 2.15% 2.25% 2.40%
7 years Increase 1.90% 2.15% 2.25% 2.40%
8 years Increase 1.90% 2.15% 2.25% 2.40%
9 years Increase 1.90% 2.15% 2.25% 2.40%
10 years Increase 2.80% 2.95% 3.05% 3.20%
11 years Increase 3.40% 3.55% 3.65% 3.80%
12 years Increase 3.40% 3.55% 3.65% 3.80%
13 years Increase 3.40% 3.55% 3.65% 3.80%
14 years Increase 3.40% 3.55% 3.65% 3.80%
15 years Increase 3.40% 3.55% 3.65% 3.80%
16 years Increase 3.65% 3.80% 3.90% 4.05%
17 years Increase 3.65% 3.80% 3.90% 4.05%
18 years Increase 3.65% 3.80% 3.90% 4.05%
19 years Increase 3.65% 3.80% 3.90% 4.05%
20 years Increase 3.65% 3.80% 3.90% 4.05%
Term Fluctuation Less than $25,000 From $25,000 to $49,999 From $50,000 to $249,999 $250,000 and over
Daily 0.55% 0.55% 0.55% 0.55%
3 months 0.75% 0.90% 1.00% 1.15%
6 months Increase 0.85% 1.00% 1.10% 1.25%
1 year 1.30% 1.45% 1.55% 1.70%
18 months Increase 1.65% 1.80% 1.90% 2.05%
2 years Increase 1.55% 1.70% 1.80% 1.95%
3 years Increase 1.65% 1.90% 2.00% 2.15%
4 years Increase 1.85% 2.10% 2.20% 2.35%
54 months Increase 2.25% 2.50% 2.60% 2.75%
5 years Increase 2.00% 2.25% 2.35% 2.50%
6 years Increase 2.00% 2.25% 2.35% 2.50%
7 years Increase 2.00% 2.25% 2.35% 2.50%
8 years Increase 2.00% 2.25% 2.35% 2.50%
9 years Increase 2.00% 2.25% 2.35% 2.50%
10 years Increase 2.90% 3.05% 3.15% 3.30%
11 years Increase 3.45% 3.60% 3.70% 3.85%
12 years Increase 3.45% 3.60% 3.70% 3.85%
13 years Increase 3.45% 3.60% 3.70% 3.85%
14 years Increase 3.45% 3.60% 3.70% 3.85%
15 years Increase 3.45% 3.60% 3.70% 3.85%
16 years Increase 3.70% 3.85% 3.95% 4.10%
17 years Increase 3.70% 3.85% 3.95% 4.10%
18 years Increase 3.70% 3.85% 3.95% 4.10%
19 years Increase 3.70% 3.85% 3.95% 4.10%
20 years Increase 3.70% 3.85% 3.95% 4.10%
Term Fluctuation Less than $25,000 From $25,000 to $49,999 From $50,000 to $249,999 $250,000 and over
Daily 0.55% 0.55% 0.55% 0.55%
3 months 0.70% 0.85% 0.95% 1.10%
6 months 0.75% 0.90% 1.00% 1.15%
1 year Decrease 1.15% 1.30% 1.40% 1.55%
18 months Decrease 1.45% 1.60% 1.70% 1.85%
2 years Decrease 1.30% 1.45% 1.55% 1.70%
3 years Decrease 1.40% 1.65% 1.75% 1.90%
4 years Decrease 1.60% 1.85% 1.95% 2.10%
54 months Decrease 1.95% 2.20% 2.30% 2.45%
5 years Decrease 1.70% 1.95% 2.05% 2.20%
6 years Decrease 1.70% 1.95% 2.05% 2.20%
7 years Decrease 1.70% 1.95% 2.05% 2.20%
8 years Decrease 1.70% 1.95% 2.05% 2.20%
9 years Decrease 1.70% 1.95% 2.05% 2.20%
10 years Decrease 2.60% 2.75% 2.85% 3.00%
11 years Decrease 3.20% 3.35% 3.45% 3.60%
12 years Decrease 3.20% 3.35% 3.45% 3.60%
13 years Decrease 3.20% 3.35% 3.45% 3.60%
14 years Decrease 3.20% 3.35% 3.45% 3.60%
15 years Decrease 3.20% 3.35% 3.45% 3.60%
16 years Decrease 3.45% 3.60% 3.70% 3.85%
17 years Decrease 3.45% 3.60% 3.70% 3.85%
18 years Decrease 3.45% 3.60% 3.70% 3.85%
19 years Decrease 3.45% 3.60% 3.70% 3.85%
20 years Decrease 3.45% 3.60% 3.70% 3.85%
Term Fluctuation Less than $25,000 From $25,000 to $49,999 From $50,000 to $249,999 $250,000 and over
Daily 0.55% 0.55% 0.55% 0.55%
3 months 0.70% 0.85% 0.95% 1.10%
6 months 0.75% 0.90% 1.00% 1.15%
1 year 1.20% 1.35% 1.45% 1.60%
18 months Decrease 1.50% 1.65% 1.75% 1.90%
2 years Decrease 1.35% 1.50% 1.60% 1.75%
3 years Decrease 1.45% 1.70% 1.80% 1.95%
4 years Decrease 1.70% 1.95% 2.05% 2.20%
54 months Decrease 2.10% 2.35% 2.45% 2.60%
5 years Decrease 1.85% 2.10% 2.20% 2.35%
6 years Decrease 1.85% 2.10% 2.20% 2.35%
7 years Decrease 1.85% 2.10% 2.20% 2.35%
8 years Decrease 1.85% 2.10% 2.20% 2.35%
9 years Decrease 1.85% 2.10% 2.20% 2.35%
10 years Decrease 2.80% 2.95% 3.05% 3.20%
11 years Decrease 3.35% 3.50% 3.60% 3.75%
12 years Decrease 3.35% 3.50% 3.60% 3.75%
13 years Decrease 3.35% 3.50% 3.60% 3.75%
14 years Decrease 3.35% 3.50% 3.60% 3.75%
15 years Decrease 3.35% 3.50% 3.60% 3.75%
16 years Decrease 3.60% 3.75% 3.85% 4.00%
17 years Decrease 3.60% 3.75% 3.85% 4.00%
18 years Decrease 3.60% 3.75% 3.85% 4.00%
19 years Decrease 3.60% 3.75% 3.85% 4.00%
20 years Decrease 3.60% 3.75% 3.85% 4.00%
Term Fluctuation Less than $25,000 From $25,000 to $49,999 From $50,000 to $249,999 $250,000 and over
Daily 0.55% 0.55% 0.55% 0.55%
3 months 0.70% 0.85% 0.95% 1.10%
6 months 0.75% 0.90% 1.00% 1.15%
1 year 1.20% 1.35% 1.45% 1.60%
18 months 1.55% 1.70% 1.80% 1.95%
2 years 1.40% 1.55% 1.65% 1.80%
3 years 1.50% 1.75% 1.85% 2.00%
4 years 1.75% 2.00% 2.10% 2.25%
54 months 2.15% 2.40% 2.50% 2.65%
5 years 1.90% 2.15% 2.25% 2.40%
6 years 1.90% 2.15% 2.25% 2.40%
7 years 1.90% 2.15% 2.25% 2.40%
8 years 1.90% 2.15% 2.25% 2.40%
9 years 1.90% 2.15% 2.25% 2.40%
10 years Increase 2.85% 3.00% 3.10% 3.25%
11 years 3.40% 3.55% 3.65% 3.80%
12 years 3.40% 3.55% 3.65% 3.80%
13 years 3.40% 3.55% 3.65% 3.80%
14 years 3.40% 3.55% 3.65% 3.80%
15 years 3.40% 3.55% 3.65% 3.80%
16 years Increase 3.65% 3.80% 3.90% 4.05%
17 years Increase 3.65% 3.80% 3.90% 4.05%
18 years Increase 3.65% 3.80% 3.90% 4.05%
19 years Increase 3.65% 3.80% 3.90% 4.05%
20 years Increase 3.65% 3.80% 3.90% 4.05%
Term Fluctuation Less than $25,000 From $25,000 to $49,999 From $50,000 to $249,999 $250,000 and over
Daily 0.55% 0.55% 0.55% 0.55%
3 months 0.70% 0.85% 0.95% 1.10%
6 months 0.75% 0.90% 1.00% 1.15%
1 year 1.20% 1.35% 1.45% 1.60%
18 months 1.55% 1.70% 1.80% 1.95%
2 years Decrease 1.40% 1.55% 1.65% 1.80%
3 years Decrease 1.50% 1.75% 1.85% 2.00%
4 years 1.75% 2.00% 2.10% 2.25%
54 months Decrease 2.15% 2.40% 2.50% 2.65%
5 years Decrease 1.90% 2.15% 2.25% 2.40%
6 years Decrease 1.90% 2.15% 2.25% 2.40%
7 years Decrease 1.90% 2.15% 2.25% 2.40%
8 years Decrease 1.90% 2.15% 2.25% 2.40%
9 years Decrease 1.90% 2.15% 2.25% 2.40%
10 years Decrease 2.80% 2.95% 3.05% 3.20%
11 years Decrease 3.40% 3.55% 3.65% 3.80%
12 years Decrease 3.40% 3.55% 3.65% 3.80%
13 years Decrease 3.40% 3.55% 3.65% 3.80%
14 years Decrease 3.40% 3.55% 3.65% 3.80%
15 years Decrease 3.40% 3.55% 3.65% 3.80%
16 years Decrease 3.60% 3.75% 3.85% 4.00%
17 years Decrease 3.60% 3.75% 3.85% 4.00%
18 years Decrease 3.60% 3.75% 3.85% 4.00%
19 years Decrease 3.60% 3.75% 3.85% 4.00%
20 years Decrease 3.60% 3.75% 3.85% 4.00%
Term Fluctuation Less than $25,000 From $25,000 to $49,999 From $50,000 to $249,999 $250,000 and over
Daily 0.55% 0.55% 0.55% 0.55%
3 months 0.70% 0.85% 0.95% 1.10%
6 months 0.75% 0.90% 1.00% 1.15%
1 year Decrease 1.20% 1.35% 1.45% 1.60%
18 months Decrease 1.55% 1.70% 1.80% 1.95%
2 years 1.45% 1.60% 1.70% 1.85%
3 years 1.55% 1.80% 1.90% 2.05%
4 years Decrease 1.75% 2.00% 2.10% 2.25%
54 months 2.20% 2.45% 2.55% 2.70%
5 years 1.95% 2.20% 2.30% 2.45%
6 years 1.95% 2.20% 2.30% 2.45%
7 years 1.95% 2.20% 2.30% 2.45%
8 years 1.95% 2.20% 2.30% 2.45%
9 years 1.95% 2.20% 2.30% 2.45%
10 years 2.85% 3.00% 3.10% 3.25%
11 years 3.45% 3.60% 3.70% 3.85%
12 years 3.45% 3.60% 3.70% 3.85%
13 years 3.45% 3.60% 3.70% 3.85%
14 years 3.45% 3.60% 3.70% 3.85%
15 years 3.45% 3.60% 3.70% 3.85%
16 years 3.65% 3.80% 3.90% 4.05%
17 years 3.65% 3.80% 3.90% 4.05%
18 years 3.65% 3.80% 3.90% 4.05%
19 years 3.65% 3.80% 3.90% 4.05%
20 years 3.65% 3.80% 3.90% 4.05%
Term Fluctuation Less than $25,000 From $25,000 to $49,999 From $50,000 to $249,999 $250,000 and over
Daily 0.55% 0.55% 0.55% 0.55%
3 months 0.70% 0.85% 0.95% 1.10%
6 months 0.75% 0.90% 1.00% 1.15%
1 year 1.25% 1.40% 1.50% 1.65%
18 months 1.60% 1.75% 1.85% 2.00%
2 years Decrease 1.45% 1.60% 1.70% 1.85%
3 years 1.55% 1.80% 1.90% 2.05%
4 years 1.80% 2.05% 2.15% 2.30%
54 months Decrease 2.20% 2.45% 2.55% 2.70%
5 years Decrease 1.95% 2.20% 2.30% 2.45%
6 years Decrease 1.95% 2.20% 2.30% 2.45%
7 years Decrease 1.95% 2.20% 2.30% 2.45%
8 years Decrease 1.95% 2.20% 2.30% 2.45%
9 years Decrease 1.95% 2.20% 2.30% 2.45%
10 years Decrease 2.85% 3.00% 3.10% 3.25%
11 years Decrease 3.45% 3.60% 3.70% 3.85%
12 years Decrease 3.45% 3.60% 3.70% 3.85%
13 years Decrease 3.45% 3.60% 3.70% 3.85%
14 years Decrease 3.45% 3.60% 3.70% 3.85%
15 years Decrease 3.45% 3.60% 3.70% 3.85%
16 years Decrease 3.65% 3.80% 3.90% 4.05%
17 years Decrease 3.65% 3.80% 3.90% 4.05%
18 years Decrease 3.65% 3.80% 3.90% 4.05%
19 years Decrease 3.65% 3.80% 3.90% 4.05%
20 years Decrease 3.65% 3.80% 3.90% 4.05%
Term Fluctuation Less than $25,000 From $25,000 to $49,999 From $50,000 to $249,999 $250,000 and over
Daily 0.55% 0.55% 0.55% 0.55%
3 months Increase 0.70% 0.85% 0.95% 1.10%
6 months Increase 0.75% 0.90% 1.00% 1.15%
1 year Increase 1.25% 1.40% 1.50% 1.65%
18 months Increase 1.60% 1.75% 1.85% 2.00%
2 years Increase 1.50% 1.65% 1.75% 1.90%
3 years 1.55% 1.80% 1.90% 2.05%
4 years Increase 1.80% 2.05% 2.15% 2.30%
54 months Increase 2.25% 2.50% 2.60% 2.75%
5 years Increase 2.00% 2.25% 2.35% 2.50%
6 years Increase 2.00% 2.25% 2.35% 2.50%
7 years Increase 2.00% 2.25% 2.35% 2.50%
8 years Increase 2.00% 2.25% 2.35% 2.50%
9 years Increase 2.00% 2.25% 2.35% 2.50%
10 years 2.90% 3.05% 3.15% 3.30%
11 years Increase 3.50% 3.65% 3.75% 3.90%
12 years Increase 3.50% 3.65% 3.75% 3.90%
13 years Increase 3.50% 3.65% 3.75% 3.90%
14 years Increase 3.50% 3.65% 3.75% 3.90%
15 years Increase 3.50% 3.65% 3.75% 3.90%
16 years Increase 3.70% 3.85% 3.95% 4.10%
17 years Increase 3.70% 3.85% 3.95% 4.10%
18 years Increase 3.70% 3.85% 3.95% 4.10%
19 years Increase 3.70% 3.85% 3.95% 4.10%
20 years Increase 3.70% 3.85% 3.95% 4.10%
Term Fluctuation Less than $25,000 From $25,000 to $49,999 From $50,000 to $249,999 $250,000 and over
Daily 0.55% 0.55% 0.55% 0.55%
3 months Decrease 0.60% 0.75% 0.85% 1.00%
6 months Decrease 0.70% 0.85% 0.95% 1.10%
1 year Decrease 1.00% 1.15% 1.25% 1.40%
18 months Decrease 1.45% 1.60% 1.70% 1.85%
2 years Decrease 1.45% 1.60% 1.70% 1.85%
3 years Decrease 1.55% 1.80% 1.90% 2.05%
4 years Decrease 1.75% 2.00% 2.10% 2.25%
54 months Decrease 2.20% 2.45% 2.55% 2.70%
5 years Decrease 1.95% 2.20% 2.30% 2.45%
6 years Decrease 1.95% 2.20% 2.30% 2.45%
7 years Decrease 1.95% 2.20% 2.30% 2.45%
8 years Decrease 1.95% 2.20% 2.30% 2.45%
9 years Decrease 1.95% 2.20% 2.30% 2.45%
10 years Decrease 2.90% 3.05% 3.15% 3.30%
11 years Decrease 3.40% 3.55% 3.65% 3.80%
12 years Decrease 3.40% 3.55% 3.65% 3.80%
13 years Decrease 3.40% 3.55% 3.65% 3.80%
14 years Decrease 3.40% 3.55% 3.65% 3.80%
15 years Decrease 3.40% 3.55% 3.65% 3.80%
16 years Decrease 3.65% 3.80% 3.90% 4.05%
17 years Decrease 3.65% 3.80% 3.90% 4.05%
18 years Decrease 3.65% 3.80% 3.90% 4.05%
19 years Decrease 3.65% 3.80% 3.90% 4.05%
20 years Decrease 3.65% 3.80% 3.90% 4.05%
Term Fluctuation Less than $25,000 From $25,000 to $49,999 From $50,000 to $249,999 $250,000 and over
Daily 0.55% 0.55% 0.55% 0.55%
3 months Decrease 0.65% 0.80% 0.90% 1.05%
6 months 0.75% 0.90% 1.00% 1.15%
1 year 1.05% 1.20% 1.30% 1.45%
18 months 1.50% 1.65% 1.75% 1.90%
2 years 1.50% 1.65% 1.75% 1.90%
3 years 1.60% 1.85% 1.95% 2.10%
4 years Decrease 1.80% 2.05% 2.15% 2.30%
54 months Decrease 2.25% 2.50% 2.60% 2.75%
5 years Decrease 2.00% 2.25% 2.35% 2.50%
6 years Decrease 2.00% 2.25% 2.35% 2.50%
7 years Decrease 2.00% 2.25% 2.35% 2.50%
8 years Decrease 2.00% 2.25% 2.35% 2.50%
9 years Decrease 2.00% 2.25% 2.35% 2.50%
10 years 2.95% 3.10% 3.20% 3.35%
11 years Decrease 3.45% 3.60% 3.70% 3.85%
12 years Decrease 3.45% 3.60% 3.70% 3.85%
13 years Decrease 3.45% 3.60% 3.70% 3.85%
14 years Decrease 3.45% 3.60% 3.70% 3.85%
15 years Decrease 3.45% 3.60% 3.70% 3.85%
16 years 3.70% 3.85% 3.95% 4.10%
17 years 3.70% 3.85% 3.95% 4.10%
18 years 3.70% 3.85% 3.95% 4.10%
19 years 3.70% 3.85% 3.95% 4.10%
20 years 3.70% 3.85% 3.95% 4.10%
Term Fluctuation Less than $25,000 From $25,000 to $49,999 From $50,000 to $249,999 $250,000 and over
Daily 0.55% 0.55% 0.55% 0.55%
3 months 0.70% 0.85% 0.95% 1.10%
6 months 0.75% 0.90% 1.00% 1.15%
1 year Decrease 1.05% 1.20% 1.30% 1.45%
18 months Decrease 1.50% 1.65% 1.75% 1.90%
2 years Decrease 1.50% 1.65% 1.75% 1.90%
3 years Decrease 1.60% 1.85% 1.95% 2.10%
4 years Decrease 1.85% 2.10% 2.20% 2.35%
54 months Decrease 2.30% 2.55% 2.65% 2.80%
5 years Decrease 2.05% 2.30% 2.40% 2.55%
6 years Decrease 2.05% 2.30% 2.40% 2.55%
7 years Decrease 2.05% 2.30% 2.40% 2.55%
8 years Decrease 2.05% 2.30% 2.40% 2.55%
9 years Decrease 2.05% 2.30% 2.40% 2.55%
10 years Decrease 2.95% 3.10% 3.20% 3.35%
11 years 3.50% 3.65% 3.75% 3.90%
12 years 3.50% 3.65% 3.75% 3.90%
13 years 3.50% 3.65% 3.75% 3.90%
14 years 3.50% 3.65% 3.75% 3.90%
15 years 3.50% 3.65% 3.75% 3.90%
16 years 3.70% 3.85% 3.95% 4.10%
17 years 3.70% 3.85% 3.95% 4.10%
18 years 3.70% 3.85% 3.95% 4.10%
19 years 3.70% 3.85% 3.95% 4.10%
20 years 3.70% 3.85% 3.95% 4.10%
Term Fluctuation Less than $25,000 From $25,000 to $49,999 From $50,000 to $249,999 $250,000 and over
Daily 0.55% 0.55% 0.55% 0.55%
3 months Increase 0.70% 0.85% 0.95% 1.10%
6 months 0.75% 0.90% 1.00% 1.15%
1 year Increase 1.10% 1.25% 1.35% 1.50%
18 months Increase 1.55% 1.70% 1.80% 1.95%
2 years Increase 1.55% 1.70% 1.80% 1.95%
3 years Increase 1.65% 1.90% 2.00% 2.15%
4 years Increase 1.90% 2.15% 2.25% 2.40%
54 months Increase 2.35% 2.60% 2.70% 2.85%
5 years Increase 2.10% 2.35% 2.45% 2.60%
6 years Increase 2.10% 2.35% 2.45% 2.60%
7 years Increase 2.10% 2.35% 2.45% 2.60%
8 years Increase 2.10% 2.35% 2.45% 2.60%
9 years Increase 2.10% 2.35% 2.45% 2.60%
10 years Increase 3.00% 3.15% 3.25% 3.40%
11 years Increase 3.50% 3.65% 3.75% 3.90%
12 years Increase 3.50% 3.65% 3.75% 3.90%
13 years Increase 3.50% 3.65% 3.75% 3.90%
14 years Increase 3.50% 3.65% 3.75% 3.90%
15 years Increase 3.50% 3.65% 3.75% 3.90%
16 years Increase 3.70% 3.85% 3.95% 4.10%
17 years Increase 3.70% 3.85% 3.95% 4.10%
18 years Increase 3.70% 3.85% 3.95% 4.10%
19 years Increase 3.70% 3.85% 3.95% 4.10%
20 years Increase 3.70% 3.85% 3.95% 4.10%
Term Fluctuation Less than $25,000 From $25,000 to $49,999 From $50,000 to $249,999 $250,000 and over
Daily 0.55% 0.55% 0.55% 0.55%
3 months Decrease 0.65% 0.80% 0.90% 1.05%
6 months Increase 0.75% 0.90% 1.00% 1.15%
1 year 0.95% 1.10% 1.20% 1.35%
18 months 1.40% 1.55% 1.65% 1.80%
2 years Increase 1.40% 1.55% 1.65% 1.80%
3 years Increase 1.50% 1.75% 1.85% 2.00%
4 years Increase 1.70% 1.95% 2.05% 2.20%
54 months Increase 2.15% 2.40% 2.50% 2.65%
5 years Increase 1.90% 2.15% 2.25% 2.40%
6 years Increase 1.90% 2.15% 2.25% 2.40%
7 years Increase 1.90% 2.15% 2.25% 2.40%
8 years Increase 1.90% 2.15% 2.25% 2.40%
9 years Increase 1.90% 2.15% 2.25% 2.40%
10 years Increase 2.80% 2.95% 3.05% 3.20%
11 years Increase 3.35% 3.50% 3.60% 3.75%
12 years Increase 3.35% 3.50% 3.60% 3.75%
13 years Increase 3.35% 3.50% 3.60% 3.75%
14 years Increase 3.35% 3.50% 3.60% 3.75%
15 years Increase 3.35% 3.50% 3.60% 3.75%
16 years Increase 3.55% 3.70% 3.80% 3.95%
17 years Increase 3.55% 3.70% 3.80% 3.95%
18 years Increase 3.55% 3.70% 3.80% 3.95%
19 years Increase 3.55% 3.70% 3.80% 3.95%
20 years Increase 3.55% 3.70% 3.80% 3.95%
Term Fluctuation Less than $25,000 From $25,000 to $49,999 From $50,000 to $249,999 $250,000 and over
Daily 0.55% 0.55% 0.55% 0.55%
3 months 0.70% 0.85% 0.95% 1.10%
6 months Decrease 0.70% 0.85% 0.95% 1.10%
1 year 0.95% 1.10% 1.20% 1.35%
18 months 1.40% 1.55% 1.65% 1.80%
2 years Decrease 1.35% 1.50% 1.60% 1.75%
3 years Decrease 1.40% 1.65% 1.75% 1.90%
4 years Decrease 1.60% 1.85% 1.95% 2.10%
54 months Decrease 2.05% 2.30% 2.40% 2.55%
5 years Decrease 1.80% 2.05% 2.15% 2.30%
6 years Decrease 1.80% 2.05% 2.15% 2.30%
7 years Decrease 1.80% 2.05% 2.15% 2.30%
8 years Decrease 1.80% 2.05% 2.15% 2.30%
9 years Decrease 1.80% 2.05% 2.15% 2.30%
10 years Decrease 2.70% 2.85% 2.95% 3.10%
11 years Decrease 3.25% 3.40% 3.50% 3.65%
12 years Decrease 3.25% 3.40% 3.50% 3.65%
13 years Decrease 3.25% 3.40% 3.50% 3.65%
14 years Decrease 3.25% 3.40% 3.50% 3.65%
15 years Decrease 3.25% 3.40% 3.50% 3.65%
16 years 3.50% 3.65% 3.75% 3.90%
17 years 3.50% 3.65% 3.75% 3.90%
18 years 3.50% 3.65% 3.75% 3.90%
19 years 3.50% 3.65% 3.75% 3.90%
20 years 3.50% 3.65% 3.75% 3.90%
Term Fluctuation Less than $25,000 From $25,000 to $49,999 From $50,000 to $249,999 $250,000 and over
Daily 0.55% 0.55% 0.55% 0.55%
3 months 0.70% 0.85% 0.95% 1.10%
6 months 0.75% 0.90% 1.00% 1.15%
1 year 0.95% 1.10% 1.20% 1.35%
18 months 1.40% 1.55% 1.65% 1.80%
2 years Increase 1.40% 1.55% 1.65% 1.80%
3 years Increase 1.45% 1.70% 1.80% 1.95%
4 years 1.65% 1.90% 2.00% 2.15%
54 months 2.10% 2.35% 2.45% 2.60%
5 years 1.85% 2.10% 2.20% 2.35%
6 years 1.85% 2.10% 2.20% 2.35%
7 years 1.85% 2.10% 2.20% 2.35%
8 years 1.85% 2.10% 2.20% 2.35%
9 years 1.85% 2.10% 2.20% 2.35%
10 years 2.75% 2.90% 3.00% 3.15%
11 years 3.30% 3.45% 3.55% 3.70%
12 years 3.30% 3.45% 3.55% 3.70%
13 years 3.30% 3.45% 3.55% 3.70%
14 years 3.30% 3.45% 3.55% 3.70%
15 years 3.30% 3.45% 3.55% 3.70%
16 years 3.50% 3.65% 3.75% 3.90%
17 years 3.50% 3.65% 3.75% 3.90%
18 years 3.50% 3.65% 3.75% 3.90%
19 years 3.50% 3.65% 3.75% 3.90%
20 years 3.50% 3.65% 3.75% 3.90%
Term Fluctuation Less than $25,000 From $25,000 to $49,999 From $50,000 to $249,999 $250,000 and over
Daily 0.55% 0.55% 0.55% 0.55%
3 months Decrease 0.70% 0.85% 0.95% 1.10%
6 months 0.75% 0.90% 1.00% 1.15%
1 year 0.95% 1.10% 1.20% 1.35%
18 months Increase 1.40% 1.55% 1.65% 1.80%
2 years Increase 1.35% 1.50% 1.60% 1.75%
3 years Increase 1.40% 1.65% 1.75% 1.90%
4 years Increase 1.65% 1.90% 2.00% 2.15%
54 months Increase 2.10% 2.35% 2.45% 2.60%
5 years Increase 1.85% 2.10% 2.20% 2.35%
6 years Increase 1.85% 2.10% 2.20% 2.35%
7 years Increase 1.85% 2.10% 2.20% 2.35%
8 years Increase 1.85% 2.10% 2.20% 2.35%
9 years Increase 1.85% 2.10% 2.20% 2.35%
10 years Increase 2.75% 2.90% 3.00% 3.15%
11 years 3.30% 3.45% 3.55% 3.70%
12 years 3.30% 3.45% 3.55% 3.70%
13 years 3.30% 3.45% 3.55% 3.70%
14 years 3.30% 3.45% 3.55% 3.70%
15 years 3.30% 3.45% 3.55% 3.70%
16 years 3.50% 3.65% 3.75% 3.90%
17 years 3.50% 3.65% 3.75% 3.90%
18 years 3.50% 3.65% 3.75% 3.90%
19 years 3.50% 3.65% 3.75% 3.90%
20 years 3.50% 3.65% 3.75% 3.90%
Term Fluctuation Less than $25,000 From $25,000 to $49,999 From $50,000 to $249,999 $250,000 and over
Daily 0.65% 0.65% 0.65% 0.65%
3 months 0.75% 0.90% 1.00% 1.15%
6 months 0.75% 0.90% 1.00% 1.15%
1 year Increase 0.95% 1.10% 1.20% 1.35%
18 months Increase 1.35% 1.50% 1.60% 1.75%
2 years Increase 1.30% 1.45% 1.55% 1.70%
3 years Increase 1.35% 1.60% 1.70% 1.85%
4 years Increase 1.60% 1.85% 1.95% 2.10%
54 months Increase 2.00% 2.25% 2.35% 2.50%
5 years Increase 1.75% 2.00% 2.10% 2.25%
6 years Increase 1.75% 2.00% 2.10% 2.25%
7 years Increase 1.75% 2.00% 2.10% 2.25%
8 years Increase 1.75% 2.00% 2.10% 2.25%
9 years Increase 1.75% 2.00% 2.10% 2.25%
10 years Increase 2.70% 2.85% 2.95% 3.10%
11 years Increase 3.30% 3.45% 3.55% 3.70%
12 years Increase 3.30% 3.45% 3.55% 3.70%
13 years Increase 3.30% 3.45% 3.55% 3.70%
14 years Increase 3.30% 3.45% 3.55% 3.70%
15 years Increase 3.30% 3.45% 3.55% 3.70%
16 years Increase 3.50% 3.65% 3.75% 3.90%
17 years Increase 3.50% 3.65% 3.75% 3.90%
18 years Increase 3.50% 3.65% 3.75% 3.90%
19 years Increase 3.50% 3.65% 3.75% 3.90%
20 years Increase 3.50% 3.65% 3.75% 3.90%
Term Fluctuation Less than $25,000 From $25,000 to $49,999 From $50,000 to $249,999 $250,000 and over
Daily 0.65% 0.65% 0.65% 0.65%
3 months Decrease 0.75% 0.90% 1.00% 1.15%
6 months Decrease 0.75% 0.90% 1.00% 1.15%
1 year Decrease 0.90% 1.05% 1.15% 1.30%
18 months Decrease 1.30% 1.45% 1.55% 1.70%
2 years Decrease 1.25% 1.40% 1.50% 1.65%
3 years 1.30% 1.55% 1.65% 1.80%
4 years 1.50% 1.75% 1.85% 2.00%
54 months 1.95% 2.20% 2.30% 2.45%
5 years 1.70% 1.95% 2.05% 2.20%
6 years 1.70% 1.95% 2.05% 2.20%
7 years 1.70% 1.95% 2.05% 2.20%
8 years 1.70% 1.95% 2.05% 2.20%
9 years 1.70% 1.95% 2.05% 2.20%
10 years 2.60% 2.75% 2.85% 3.00%
11 years Decrease 3.20% 3.35% 3.45% 3.60%
12 years Decrease 3.20% 3.35% 3.45% 3.60%
13 years Decrease 3.20% 3.35% 3.45% 3.60%
14 years Decrease 3.20% 3.35% 3.45% 3.60%
15 years Decrease 3.20% 3.35% 3.45% 3.60%
16 years Decrease 3.45% 3.60% 3.70% 3.85%
17 years Decrease 3.45% 3.60% 3.70% 3.85%
18 years Decrease 3.45% 3.60% 3.70% 3.85%
19 years Decrease 3.45% 3.60% 3.70% 3.85%
20 years Decrease 3.45% 3.60% 3.70% 3.85%
Term Fluctuation Less than $25,000 From $25,000 to $49,999 From $50,000 to $249,999 $250,000 and over
Daily 0.65% 0.65% 0.65% 0.65%
3 months Decrease 0.85% 1.00% 1.10% 1.25%
6 months Decrease 0.85% 1.00% 1.10% 1.25%
1 year Decrease 1.00% 1.15% 1.25% 1.40%
18 months Decrease 1.40% 1.55% 1.65% 1.80%
2 years Decrease 1.30% 1.45% 1.55% 1.70%
3 years Decrease 1.30% 1.55% 1.65% 1.80%
4 years Decrease 1.50% 1.75% 1.85% 2.00%
54 months Decrease 1.95% 2.20% 2.30% 2.45%
5 years Decrease 1.70% 1.95% 2.05% 2.20%
6 years Decrease 1.70% 1.95% 2.05% 2.20%
7 years Decrease 1.70% 1.95% 2.05% 2.20%
8 years Decrease 1.70% 1.95% 2.05% 2.20%
9 years Decrease 1.70% 1.95% 2.05% 2.20%
10 years Decrease 2.60% 2.75% 2.85% 3.00%
11 years Decrease 3.25% 3.40% 3.50% 3.65%
12 years Decrease 3.25% 3.40% 3.50% 3.65%
13 years Decrease 3.25% 3.40% 3.50% 3.65%
14 years Decrease 3.25% 3.40% 3.50% 3.65%
15 years Decrease 3.25% 3.40% 3.50% 3.65%
16 years Decrease 3.50% 3.65% 3.75% 3.90%
17 years Decrease 3.50% 3.65% 3.75% 3.90%
18 years Decrease 3.50% 3.65% 3.75% 3.90%
19 years Decrease 3.50% 3.65% 3.75% 3.90%
20 years Decrease 3.50% 3.65% 3.75% 3.90%
Term Fluctuation Less than $25,000 From $25,000 to $49,999 From $50,000 to $249,999 $250,000 and over
Daily 0.65% 0.65% 0.65% 0.65%
3 months 0.90% 1.05% 1.15% 1.30%
6 months 0.90% 1.05% 1.15% 1.30%
1 year 1.05% 1.20% 1.30% 1.45%
18 months 1.45% 1.60% 1.70% 1.85%
2 years 1.35% 1.50% 1.60% 1.75%
3 years 1.40% 1.65% 1.75% 1.90%
4 years Decrease 1.55% 1.80% 1.90% 2.05%
54 months Decrease 2.00% 2.25% 2.35% 2.50%
5 years Decrease 1.75% 2.00% 2.10% 2.25%
6 years Decrease 1.75% 2.00% 2.10% 2.25%
7 years Decrease 1.75% 2.00% 2.10% 2.25%
8 years Decrease 1.75% 2.00% 2.10% 2.25%
9 years Decrease 1.75% 2.00% 2.10% 2.25%
10 years Decrease 2.70% 2.85% 2.95% 3.10%
11 years Decrease 3.35% 3.50% 3.60% 3.75%
12 years Decrease 3.35% 3.50% 3.60% 3.75%
13 years Decrease 3.35% 3.50% 3.60% 3.75%
14 years Decrease 3.35% 3.50% 3.60% 3.75%
15 years Decrease 3.35% 3.50% 3.60% 3.75%
16 years Decrease 3.60% 3.75% 3.85% 4.00%
17 years Decrease 3.60% 3.75% 3.85% 4.00%
18 years Decrease 3.60% 3.75% 3.85% 4.00%
19 years Decrease 3.60% 3.75% 3.85% 4.00%
20 years Decrease 3.60% 3.75% 3.85% 4.00%
Term Fluctuation Less than $25,000 From $25,000 to $49,999 From $50,000 to $249,999 $250,000 and over
Daily 0.65% 0.65% 0.65% 0.65%
3 months 0.90% 1.05% 1.15% 1.30%
6 months 0.90% 1.05% 1.15% 1.30%
1 year Decrease 1.05% 1.20% 1.30% 1.45%
18 months Decrease 1.45% 1.60% 1.70% 1.85%
2 years Decrease 1.35% 1.50% 1.60% 1.75%
3 years Decrease 1.40% 1.65% 1.75% 1.90%
4 years Decrease 1.60% 1.85% 1.95% 2.10%
54 months 2.05% 2.30% 2.40% 2.55%
5 years 1.80% 2.05% 2.15% 2.30%
6 years 1.80% 2.05% 2.15% 2.30%
7 years 1.80% 2.05% 2.15% 2.30%
8 years 1.80% 2.05% 2.15% 2.30%
9 years 1.80% 2.05% 2.15% 2.30%
10 years Increase 2.80% 2.95% 3.05% 3.20%
11 years Increase 3.45% 3.60% 3.70% 3.85%
12 years Increase 3.45% 3.60% 3.70% 3.85%
13 years Increase 3.45% 3.60% 3.70% 3.85%
14 years Increase 3.45% 3.60% 3.70% 3.85%
15 years Increase 3.45% 3.60% 3.70% 3.85%
16 years Increase 3.70% 3.85% 3.95% 4.10%
17 years Increase 3.70% 3.85% 3.95% 4.10%
18 years Increase 3.70% 3.85% 3.95% 4.10%
19 years Increase 3.70% 3.85% 3.95% 4.10%
20 years Increase 3.70% 3.85% 3.95% 4.10%
Term Fluctuation Less than $25,000 From $25,000 to $49,999 From $50,000 to $249,999 $250,000 and over
Daily 0.65% 0.65% 0.65% 0.65%
3 months 0.90% 1.05% 1.15% 1.30%
6 months Decrease 0.90% 1.05% 1.15% 1.30%
1 year 1.10% 1.25% 1.35% 1.50%
18 months Increase 1.50% 1.65% 1.75% 1.90%
2 years Increase 1.40% 1.55% 1.65% 1.80%
3 years Increase 1.45% 1.70% 1.80% 1.95%
4 years Increase 1.65% 1.90% 2.00% 2.15%
54 months 2.05% 2.30% 2.40% 2.55%
5 years 1.80% 2.05% 2.15% 2.30%
6 years 1.80% 2.05% 2.15% 2.30%
7 years 1.80% 2.05% 2.15% 2.30%
8 years 1.80% 2.05% 2.15% 2.30%
9 years 1.80% 2.05% 2.15% 2.30%
10 years 2.75% 2.90% 3.00% 3.15%
11 years 3.40% 3.55% 3.65% 3.80%
12 years 3.40% 3.55% 3.65% 3.80%
13 years 3.40% 3.55% 3.65% 3.80%
14 years 3.40% 3.55% 3.65% 3.80%
15 years 3.40% 3.55% 3.65% 3.80%
16 years 3.60% 3.75% 3.85% 4.00%
17 years 3.60% 3.75% 3.85% 4.00%
18 years 3.60% 3.75% 3.85% 4.00%
19 years 3.60% 3.75% 3.85% 4.00%
20 years 3.60% 3.75% 3.85% 4.00%
Term Fluctuation Less than $25,000 From $25,000 to $49,999 From $50,000 to $249,999 $250,000 and over
Daily 0.65% 0.65% 0.65% 0.65%
3 months Decrease 0.90% 1.05% 1.15% 1.30%
6 months 0.95% 1.10% 1.20% 1.35%
1 year Decrease 1.10% 1.25% 1.35% 1.50%
18 months Decrease 1.45% 1.60% 1.70% 1.85%
2 years Decrease 1.35% 1.50% 1.60% 1.75%
3 years Decrease 1.40% 1.65% 1.75% 1.90%
4 years 1.60% 1.85% 1.95% 2.10%
54 months 2.05% 2.30% 2.40% 2.55%
5 years 1.80% 2.05% 2.15% 2.30%
6 years 1.80% 2.05% 2.15% 2.30%
7 years 1.80% 2.05% 2.15% 2.30%
8 years 1.80% 2.05% 2.15% 2.30%
9 years 1.80% 2.05% 2.15% 2.30%
10 years 2.75% 2.90% 3.00% 3.15%
11 years Increase 3.40% 3.55% 3.65% 3.80%
12 years Increase 3.40% 3.55% 3.65% 3.80%
13 years Increase 3.40% 3.55% 3.65% 3.80%
14 years Increase 3.40% 3.55% 3.65% 3.80%
15 years Increase 3.40% 3.55% 3.65% 3.80%
16 years Increase 3.60% 3.75% 3.85% 4.00%
17 years Increase 3.60% 3.75% 3.85% 4.00%
18 years Increase 3.60% 3.75% 3.85% 4.00%
19 years Increase 3.60% 3.75% 3.85% 4.00%
20 years Increase 3.60% 3.75% 3.85% 4.00%
Term Fluctuation Less than $25,000 From $25,000 to $49,999 From $50,000 to $249,999 $250,000 and over
Daily 0.65% 0.65% 0.65% 0.65%
3 months Decrease 0.95% 1.10% 1.20% 1.35%
6 months Decrease 0.95% 1.10% 1.20% 1.35%
1 year 1.15% 1.30% 1.40% 1.55%
18 months Decrease 1.50% 1.65% 1.75% 1.90%
2 years Decrease 1.40% 1.55% 1.65% 1.80%
3 years Decrease 1.45% 1.70% 1.80% 1.95%
4 years Decrease 1.60% 1.85% 1.95% 2.10%
54 months Decrease 2.05% 2.30% 2.40% 2.55%
5 years Decrease 1.80% 2.05% 2.15% 2.30%
6 years Decrease 1.80% 2.05% 2.15% 2.30%
7 years Decrease 1.80% 2.05% 2.15% 2.30%
8 years Decrease 1.80% 2.05% 2.15% 2.30%
9 years Decrease 1.80% 2.05% 2.15% 2.30%
10 years Decrease 2.75% 2.90% 3.00% 3.15%
11 years Decrease 3.35% 3.50% 3.60% 3.75%
12 years Decrease 3.35% 3.50% 3.60% 3.75%
13 years Decrease 3.35% 3.50% 3.60% 3.75%
14 years Decrease 3.35% 3.50% 3.60% 3.75%
15 years Decrease 3.35% 3.50% 3.60% 3.75%
16 years Decrease 3.55% 3.70% 3.80% 3.95%
17 years Decrease 3.55% 3.70% 3.80% 3.95%
18 years Decrease 3.55% 3.70% 3.80% 3.95%
19 years Decrease 3.55% 3.70% 3.80% 3.95%
20 years Decrease 3.55% 3.70% 3.80% 3.95%
Term Fluctuation Less than $25,000 From $25,000 to $49,999 From $50,000 to $249,999 $250,000 and over
Daily 0.65% 0.65% 0.65% 0.65%
3 months Decrease 1.05% 1.20% 1.30% 1.45%
6 months Decrease 1.05% 1.20% 1.30% 1.45%
1 year Decrease 1.15% 1.30% 1.40% 1.55%
18 months Decrease 1.55% 1.70% 1.80% 1.95%
2 years Decrease 1.45% 1.60% 1.70% 1.85%
3 years Decrease 1.50% 1.75% 1.85% 2.00%
4 years Decrease 1.65% 1.90% 2.00% 2.15%
54 months Decrease 2.10% 2.35% 2.45% 2.60%
5 years Decrease 1.85% 2.10% 2.20% 2.35%
6 years Decrease 1.85% 2.10% 2.20% 2.35%
7 years Decrease 1.85% 2.10% 2.20% 2.35%
8 years Decrease 1.85% 2.10% 2.20% 2.35%
9 years Decrease 1.85% 2.10% 2.20% 2.35%
10 years Decrease 2.80% 2.95% 3.05% 3.20%
11 years Decrease 3.40% 3.55% 3.65% 3.80%
12 years Decrease 3.40% 3.55% 3.65% 3.80%
13 years Decrease 3.40% 3.55% 3.65% 3.80%
14 years Decrease 3.40% 3.55% 3.65% 3.80%
15 years Decrease 3.40% 3.55% 3.65% 3.80%
16 years Decrease 3.65% 3.80% 3.90% 4.05%
17 years Decrease 3.65% 3.80% 3.90% 4.05%
18 years Decrease 3.65% 3.80% 3.90% 4.05%
19 years Decrease 3.65% 3.80% 3.90% 4.05%
20 years Decrease 3.65% 3.80% 3.90% 4.05%
Term Fluctuation Less than $25,000 From $25,000 to $49,999 From $50,000 to $249,999 $250,000 and over
Daily 0.65% 0.65% 0.65% 0.65%
3 months Decrease 1.05% 1.20% 1.30% 1.45%
6 months Decrease 1.05% 1.20% 1.30% 1.45%
1 year Decrease 1.15% 1.30% 1.40% 1.55%
18 months Decrease 1.55% 1.70% 1.80% 1.95%
2 years Decrease 1.45% 1.60% 1.70% 1.85%
3 years Decrease 1.50% 1.75% 1.85% 2.00%
4 years Decrease 1.65% 1.90% 2.00% 2.15%
54 months Decrease 2.10% 2.35% 2.45% 2.60%
5 years Decrease 1.85% 2.10% 2.20% 2.35%
6 years Decrease 1.85% 2.10% 2.20% 2.35%
7 years Decrease 1.85% 2.10% 2.20% 2.35%
8 years Decrease 1.85% 2.10% 2.20% 2.35%
9 years Decrease 1.85% 2.10% 2.20% 2.35%
10 years Decrease 2.80% 2.95% 3.05% 3.20%
11 years Decrease 3.40% 3.55% 3.65% 3.80%
12 years Decrease 3.40% 3.55% 3.65% 3.80%
13 years Decrease 3.40% 3.55% 3.65% 3.80%
14 years Decrease 3.40% 3.55% 3.65% 3.80%
15 years Decrease 3.40% 3.55% 3.65% 3.80%
16 years Decrease 3.65% 3.80% 3.90% 4.05%
17 years Decrease 3.65% 3.80% 3.90% 4.05%
18 years Decrease 3.65% 3.80% 3.90% 4.05%
19 years Decrease 3.65% 3.80% 3.90% 4.05%
20 years Decrease 3.65% 3.80% 3.90% 4.05%
Term Fluctuation Less than $25,000 From $25,000 to $49,999 From $50,000 to $249,999 $250,000 and over
Daily 0.65% 0.65% 0.65% 0.65%
3 months 1.15% 1.30% 1.40% 1.55%
6 months 1.15% 1.30% 1.40% 1.55%
1 year 1.45% 1.60% 1.70% 1.85%
18 months 1.75% 1.90% 2.00% 2.15%
2 years 1.60% 1.75% 1.85% 2.00%
3 years 1.65% 1.90% 2.00% 2.15%
4 years Increase 1.90% 2.15% 2.25% 2.40%
54 months 2.30% 2.55% 2.65% 2.80%
5 years 2.05% 2.30% 2.40% 2.55%
6 years 2.05% 2.30% 2.40% 2.55%
7 years 2.05% 2.30% 2.40% 2.55%
8 years 2.05% 2.30% 2.40% 2.55%
9 years 2.05% 2.30% 2.40% 2.55%
10 years Increase 3.05% 3.20% 3.30% 3.45%
11 years Increase 3.65% 3.80% 3.90% 4.05%
12 years Increase 3.65% 3.80% 3.90% 4.05%
13 years Increase 3.65% 3.80% 3.90% 4.05%
14 years Increase 3.65% 3.80% 3.90% 4.05%
15 years Increase 3.65% 3.80% 3.90% 4.05%
16 years Increase 3.85% 4.00% 4.10% 4.25%
17 years Increase 3.85% 4.00% 4.10% 4.25%
18 years Increase 3.85% 4.00% 4.10% 4.25%
19 years Increase 3.85% 4.00% 4.10% 4.25%
20 years Increase 3.85% 4.00% 4.10% 4.25%
Term Fluctuation Less than $25,000 From $25,000 to $49,999 From $50,000 to $249,999 $250,000 and over
Daily 0.65% 0.65% 0.65% 0.65%
3 months 1.15% 1.30% 1.40% 1.55%
6 months 1.15% 1.30% 1.40% 1.55%
1 year 1.45% 1.60% 1.70% 1.85%
18 months 1.75% 1.90% 2.00% 2.15%
2 years 1.60% 1.75% 1.85% 2.00%
3 years Increase 1.65% 1.90% 2.00% 2.15%
4 years Increase 1.85% 2.10% 2.20% 2.35%
54 months Increase 2.30% 2.55% 2.65% 2.80%
5 years Increase 2.05% 2.30% 2.40% 2.55%
6 years Increase 2.05% 2.30% 2.40% 2.55%
7 years Increase 2.05% 2.30% 2.40% 2.55%
8 years Increase 2.05% 2.30% 2.40% 2.55%
9 years Increase 2.05% 2.30% 2.40% 2.55%
10 years Increase 3.00% 3.15% 3.25% 3.40%
11 years Increase 3.60% 3.75% 3.85% 4.00%
12 years Increase 3.60% 3.75% 3.85% 4.00%
13 years Increase 3.60% 3.75% 3.85% 4.00%
14 years Increase 3.60% 3.75% 3.85% 4.00%
15 years Increase 3.60% 3.75% 3.85% 4.00%
16 years Increase 3.80% 3.95% 4.05% 4.20%
17 years Increase 3.80% 3.95% 4.05% 4.20%
18 years Increase 3.80% 3.95% 4.05% 4.20%
19 years Increase 3.80% 3.95% 4.05% 4.20%
20 years Increase 3.80% 3.95% 4.05% 4.20%
Term Fluctuation Less than $25,000 From $25,000 to $49,999 From $50,000 to $249,999 $250,000 and over
Daily 0.65% 0.65% 0.65% 0.65%
3 months 1.15% 1.30% 1.40% 1.55%
6 months Decrease 1.15% 1.30% 1.40% 1.55%
1 year 1.45% 1.60% 1.70% 1.85%
18 months 1.75% 1.90% 2.00% 2.15%
2 years 1.60% 1.75% 1.85% 2.00%
3 years 1.60% 1.85% 1.95% 2.10%
4 years 1.80% 2.05% 2.15% 2.30%
54 months 2.25% 2.50% 2.60% 2.75%
5 years 2.00% 2.25% 2.35% 2.50%
6 years 2.00% 2.25% 2.35% 2.50%
7 years 2.00% 2.25% 2.35% 2.50%
8 years 2.00% 2.25% 2.35% 2.50%
9 years 2.00% 2.25% 2.35% 2.50%
10 years Increase 2.95% 3.10% 3.20% 3.35%
11 years Increase 3.50% 3.65% 3.75% 3.90%
12 years Increase 3.50% 3.65% 3.75% 3.90%
13 years Increase 3.50% 3.65% 3.75% 3.90%
14 years Increase 3.50% 3.65% 3.75% 3.90%
15 years Increase 3.50% 3.65% 3.75% 3.90%
16 years Increase 3.70% 3.85% 3.95% 4.10%
17 years Increase 3.70% 3.85% 3.95% 4.10%
18 years Increase 3.70% 3.85% 3.95% 4.10%
19 years Increase 3.70% 3.85% 3.95% 4.10%
20 years Increase 3.70% 3.85% 3.95% 4.10%