Arthritis
Joint inflammation that leads to pain, redness, warmth and swelling. There are different types of arthritis, the most common being osteoarthritis, which typically worsens with age.
Things to consider
- Current age
- Type
- Severity
- Affected joints
- Medication and dosage
- Physical limitations
What response can you expect?
- Life
- Critical illness
- Disability
- Healthcare
Rheumatoid arthritis
| Mild with little or no limitations: | generally standard |
| Moderate: | rated +75 |
| Severe: | rated +150 |
Psoriatic arthritis
| Mild to moderate: | generally standard |
| Severe: | rated +50 |
Rheumatoid arthritis
| Within 1 year of the diagnosis: | declined |
| Mild with little or no limitations: | rated +50 to +75 with exclusion |
| Moderate: | rated +50 to +125 with exclusion |
| Severe: | declined |
Psoriatic arthritis
| Mild to moderate: | generally standard |
| Severe: | declined |
Rheumatoid arthritis
| Within 2 years of the diagnosis: | declined |
| Mild to moderate: | depending on occupation class
rated +25 to +100 with exclusion and limitation of the benefit period to 2 or 5 years |
| Severe: | declined |
Psoriatic arthritis
| Mild to moderate: | depending on occupation class
rated +25 to +50 and/or with exclusion or declined possible limitation of the benefit period to 2 or 5 years |
| Severe: | declined |