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Crohn’s disease

Chronic inflammatory disease that affects the small and large intestines but it may affect any part of the digestive tract. The disease is a chronic, relapsing condition and treatment often involves surgery.

Things to consider

  • Current age
  • Diagnosis date
  • Severity
  • Date of the last flare-up
  • Frequency of flare-ups
  • Type of treatment (medication, dosage, surgery)
  • Complications or other related conditions

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What response can you expect?

Without surgery
  • Within 2 years of the diagnosis:
 rated +75 to +200 or declined
  • More than 2 years since the diagnosis:
 standard, rated +50 to +150 or declined
With surgery
  • Within 6 months of the surgery:
 declined
  • More than 6 months since the surgery:
 standard, rated +50 to +150 or declined
  • 2 surgeries or more:
 declined
Without surgery rated +50 to +100 with exclusion or declined
With surgery
  • Within 1 year of the surgery:
 declined
  • More than 1 year since the surgery:
 rated +50 with exclusion or declined
Without surgery
  • Within 2 years of the last flare-up:
 declined
  • More than 2 years since the last flare-up:
 rated +50 with exclusion and possibility to limit the waiting period at 90 days and the benefit period or declined
With surgery
  • Within 1 year of the surgery:
 declined
  • More than 1 year since the surgery:
 rated +50 with exclusion and possibility to limit the waiting period at 90 days and/or the benefit period or declined