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Diabetes type 2

A condition in which the pancreas does not produce enough insulin or the body does not respond appropriately to insulin. Also known as adult-onset or non-insulin dependant diabetes. Can be managed through diet and oral medication and rarely with insulin.

Things to consider

  • Age at diagnosis and current age
  • Medication and dosage
  • Treatment and response
  • Complications and other related conditions (i.e., hypertension/high blood pressure, kidney disease, retinopathy, coronary artery disease)
  • Tobacco use
  • Height and weight

What response can you expect?

Depends on age at diagnosis, length of time since diagnosis, severity and other risk factors.

All cases: rated +50 to +350 or declined

depending on age at diagnosis, possible standard offer for ages 41 and over, managed through diet or oral medication with excellent control and no complications

Depends on age at diagnosis, length of time since diagnosis, severity and other risk factors.

Under 40 years old at the request time: declined
Age 40 or more at the request time: rated +50 to +150 or declined

Depends on age at diagnosis, length of time since diagnosis, severity and other risk factors.

Under 40 years old at the request time: declined
Age 40 or more at the request time: rated +50 to +75 with waiting period of at least 90 days and possibility to limit the benefit period to 2 or 5 years or declined