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Driving

Things to consider

  • Current age
  • Type of violation
  • Speeding
  • Dates
  • Suspended license
  • Date of license reinstation
  • History of accidents
  • Habits (drugs/alcohol)
  • Occupation

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What response can you expect?

Small number of minor violations: standard
Impaired driving
  • awaiting trial
  • licence currently suspended
  • more than 2 offences
 declined
Other: a flat extra premium $2.50 to $10.00 per $1,000 of insurance or declined
Small number of minor violations: standard
Impaired driving
  • awaiting trial
  • licence currently suspended
  • more than 2 offences
 declined
Other: rated +50 to +75 or declined
Small number of minor violations: standard
Impaired driving
  • awaiting trial
  • licence currently suspended
  • more than 2 offences
 declined
Other: rated +50 to +75 with possibility of limitation on the waiting period and benefit period or declined