Mental disorders: bipolar disorder, manic depressive disorder
Extreme mood swings with emotional highs (mania) and lows (depression) separated by periods of stability.
Things to consider
- Current age
- Severity
- Medication and dosage
- Response to medication
- Length of time on disability
- Recurrence
- Stability
- Hospital stays
- Suicidal thoughts or suicide attempt
- Occupation
- Habits (drugs, alcohol)
- Environment
What response can you expect?
- Life
- Critical illness
- Disability
- Healthcare
| Age 25 and less at the time of application: | declined |
| Over than age 25 at the time of application: | standard or rated +50 to +100 |
| Severe or unstable condition: | declined |
| Age 25 and less at the time of application: | declined |
| Over than age 25 at the time of application: | rated +50 to +100, and possible exclusion for loss of independent, or declined |
| Age 25 and less at the time of application: | declined |
| Over than age 25 at the time of application: | exclusion or declined |