Mental disorders: depression (minor or major)
Feelings of sadness, unhappiness, worthlessness and guilt, excessive fatigue, apathy, loss of confidence, poor concentration, loss of interest or happiness, sleep disturbances, changes in appetite and weight gain or loss. Suicidal thoughts are also sometimes a symptom. The intensity and duration of the symptoms help determine the severity of the depression.
Things to consider
- Current age
- Severity
- Medication and dosage
- Response to medication
- Length of time on disability
- Recurrence
- Stability
- Hospital stays
- Suicidal thoughts or suicide attempt
- Occupation
- Habits (drugs, alcohol)
- Environment
What response can you expect?
- Life
- Critical illness
- Disability
- Healthcare
| If currently on disability: | declined, possible reconsideration after 6 to 12 months |
| 1 episode: | usually standard |
| Multiple episodes | |
| Mild or moderate: | standard or rated +50 |
| Severe: | rated +50 to declined |
| If currently on disability: | declined, possible reconsideration after 6 to 12 months |
| 1 episode: | usually standard |
| Multiple episodes | |
| Mild or moderate: | standard or rated +50 |
| Severe: | rated +50 to declined |
| Within 1 year of the diagnosis: | declined |
| Best cases: | usually approved with exclusion |