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Sleep apnea

Pauses in breathing while sleeping.

Things to consider

  • Current age
  • Type of apnea
  • Severity based on the polysomnogram (sleep study) results
  • Other related conditions
  • Height and weight
  • Treatment response
  • Other related conditions (i.e., coronary artery disease, cardiac arrhythmia, chronic obstructive pulmonary disease)
  • Occupation
  • Nature and effectiveness of the treatment

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What response can you expect?

Obstructive apnea (without any other risk factors)

Untreated or poorly managed
  • Mild:
 standard
  • Moderate:
 rated +50 to +75
  • Severe:
 rated +150 or declined
Treated and properly managed
  • Mild:
 standard
  • Moderate:
 standard or rated +50
  • Severe:
 rated +50 to +100
Central apnea declined

Obstructive apnea (without any other risk factors)

Untreated or poorly managed
  • Mild:
 standard
  • Moderate:
 rated +50 to +100
  • Severe:
 generally declined
Treated and properly managed
  • Mild:
 standard
  • Moderate:
 rated +50 to +75
  • Severe:
 rated +75 to +100
Central apnea declined

Obstructive apnea (without any other risk factors)

Untreated or poorly managed
  • Mild:
 rated +25 to +50
  • Moderate:
 rated +100 with the benefit period limited to 2 years
  • Severe:
 declined
Treated and properly managed
  • Mild:
 standard
  • Moderate:
 rated +50 to +100
  • Severe:
 declined
Central apnea declined