Ulcerative colitis
Chronic inflammatory bowel disease that causes ulcers in the rectum and colon.
Things to consider
- Current age
- Age at diagnosis
- Severity
- Frequency of flare-ups
- Type of treatment (medication, dosage and surgery)
- Complications and other related conditions
What response can you expect?
- Life
- Critical illness
- Disability
- Healthcare
| Without surgery | |
| Mild | |
|
rated +75 to +100 |
|
generally standard |
| Moderate | |
|
rated +75 to +100 |
|
standard or rated +50
|
| Severe | rated +50 to +200 or declined |
| With surgery | |
|
declined |
|
standard or rated +50 to +200 depending on type of surgery and severity |
| Without surgery
|
|
|
rated +100 with colon cancer exclusion or declined |
|
rated +50 to +100 with colon cancer exclusion or declined |
| With surgery | |
|
declined |
|
generally rated +50 with exclusion colon cancer |
| Without surgery | |
| Mild | |
|
declined |
|
standard with exclusion |
| Moderate | |
|
declined |
|
rated +50 with exclusion and benefit period limited to 5 years |
| Severe | |
|
declined |
|
rated +50 with exclusion, waiting period of at least 90 days and benefit period of up to 2 years |
| With surgery | |
|
declined |
|
depending on the severity (mild, moderate or severe) |