Skip to main content

Universal life Term to 100

Universal life Term to 100 is permanent coverage that meets long term security needs while building tax-deferred savings.

The accumulated funds generated over the years allow the client to:

  • Cover their insurance costs, or
  • Increase their retirement income.

Issue ages (age nearest)

  • 0 to 75

Amount of insurance

  • Minimum: $25,000
  • Maximum: $10,000,000

The insurance amount is fixed.

Rate bands

  • $25,000 to $49,999
  • $50,000 to $99,999
  • $100,000 to $249,999
  • $250,000 to $499,999
  • $500,000 to $999,999
  • $1,000,000 – or more

Cost of insurance

Level and guaranteed for the duration of the plan. It ceases to be payable at age 100.

Insured life options

  • Individual
  • Joint first-to-die (5 lives)
  • Joint last-to-die (2 lives)
  • Joint last-to-die, waiver of premium at first death

Conversion privilege

  • No

Eligibility of conversions

  • Yes

Rate reduction program

Sales material

To order, complete and submit the marketing supply requisition form.