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Insurance for newcomers is now even more accessible!

New Business and Underwriting
September 8, 2026

We’ve relaxed the rules for newcomers to Canada so it’s easier for you to help your clients achieve their goals.

Whether your clients are coming to study, work or settle in Canada, you can help them build their new financial life with products, services and advice tailored to their needs.

Nouveaux arrivants dans un aéroport

A more streamlined experience

Little or no proof of status required

In most cases, no proof of status is required:

  • Life insurance: Under $1,000,000
  • Critical illness: Under $100,000

And when proof is needed, only one government-official document is enough.

Simplified medical requirements

For life insurance coverages of less than $100,000, no paramedical exam, urinalysis or blood profile is required.

Simple and straightforward

The new rules will be integrated into the e-application to make your job easier.

We’ve completely revamped the Guidelines | Newcomers to Canada page (on your secure web site) to give you a clear picture of our requirements for life, critical illness and disability insurance. Check it out!

We’ve completely revamped the Guidelines | Newcomers to Canada page to give you a clear picture of our requirements for life, critical illness and disability insurance. Check it out!

We’ve completely revamped the Guidelines | Newcomers to Canada page to give you a clear picture of our requirements for life, critical illness and disability insurance. Check it out!

We’ve completely revamped the Guidelines | Newcomers to Canada page to give you a clear picture of our requirements for life, critical illness and disability insurance. Check it out!

We’ve completely revamped the Guidelines | Newcomers to Canada page to give you a clear picture of our requirements for life, critical illness and disability insurance. Check it out!

We’ve completely revamped the Guidelines | Newcomers to Canada page to give you a clear picture of our requirements for life, critical illness and disability insurance. Check it out!

We’ve completely revamped the Guidelines | Newcomers to Canada page to give you a clear picture of our requirements for life, critical illness and disability insurance. Check it out!

Advantages for you and your clients

More point-of-sale decisions

Contracts issued
faster

Enhanced client experience

Questions?