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Guarantee Advantage | December 2026 campaign

Investment Solutions Activation
September 23, 2026

The December 2026 campaign offers various terms and baskets for your clients:

Term/basket combinations available as of September 24, 2026

  Guaranteed minimum return (%) Potential maximum return (%) Participation rate (%)
Term of 2 years and 2 days
Financials      
  • $500 to $24,999
 0 8.5 100
  • $25,000 to $249,999
 0 9.35* 110
  • $250,000 or more
 0 10.2* 120
Global Opportunities 2 8 100
Global Opportunities
  • $500 to $24,999
 0 9 100
  • $25,000 to $249,999
 0 9.9* 110
  • $250,000 or more
 0 10.8* 120
Term of 3 years and 2 days
Financials      
  • $500 to $24,999
 0 14.5 100
  • $25,000 to $249,999
 0 15.95* 110
  • $250,000 or more
 0 17.4* 120
Global Opportunities 3 14 100
Global Opportunities
  • $500 to $24,999
 0 17 100
  • $25,000 to $249,999
 0 18.7* 110
  • $250,000 or more
 0 20.4* 120
Term of 4 years and 2 days
Global Opportunities      
  • $500 to $24,999
 0 27 100
  • $25,000 to $249,999
 0 39.7* 110
  • $250,000 or more
 0 32.4* 120
Global Opportunities 4 21.5  100
Term of 5 years and 2 days
ESG Global Diversified 0 29 100
Canadian Diversified      
  • $500 to $24,999
 0 30 100
  • $25,000 to $249,999
 0 33* 110
  • $250,000 or more
 0 36* 120
Financials      
  • $500 to $24,999
 0 28 100
  • $25,000 to $249,999
 0 30.8* 110
  • $250,000 or more
 0 33.6* 120
Global Opportunities  5 32  100
Global Opportunities      
  • $500 to $24,999
 0 40 100
  • $25,000 to $249,999
 0 44* 110
  • $250,000 or more
 0 48* 120
Term of 6 years and 2 days
Global Opportunities     
  • $500 to $24,999
 0 50 100
  • $25,000 to $249,999
 0 55* 110
  • $250,000 or more
 0 60* 120
Term of 7 years and 2 days
Global Opportunities     
  • $500 to $24,999
 0 80 100
  • $25,000 to $249,999
 0 88* 110
  • $250,000 or more
 0 96* 120

*Including participation rate

Note:

  • New! The Tracking returns illustrator has a new look—discover it now!
  • Important reminder: Funds to be invested and complete related instructions must be received by the deadline for deposits date to be invested in the current campaign.
  • The interest rate of the special daily interest investment on deposits made before an initial date is 0.65%.
  • The sales commission is 0.40% per term year.

To find out more about the December 2026 campaign

  • Refer to the features table.
  • Visit the Guarantee Advantage section to find all the sales materials you need, including a template you can use for client emails (available on the secure version).

Visit the Previous campaigns section for more information about Guarantee Advantage campaigns.