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Term Investment Contract (non-registered, RRSP, LIRA)

Rates applicable only to the Investment Options in the Term Investment Contract launched on January 2015.
​For the rates applicable to the other inforce contracts, see their respective rate sheets available.​​

Term Fluctuation Less than $49,999 $50,000 and over
1 year Increase 2.15% 2.40%
2 years Increase 2.75% 3.00%
3 years Increase 3.00% 3.25%
4 years Increase 3.15% 3.40%
5 years Increase 3.25% 3.50%
6 years Increase 3.25% 3.50%
7 years Increase 3.25% 3.50%
8 years Increase 3.25% 3.50%
9 years Increase 3.25% 3.50%
Term Fluctuation Less than $49,999 $50,000 and over
1 year Increase 1.90% 2.15%
2 years Increase 2.50% 2.75%
3 years Increase 2.75% 3.00%
4 years Increase 2.95% 3.20%
5 years Increase 3.05% 3.30%
6 years Increase 3.05% 3.30%
7 years Increase 3.05% 3.30%
8 years Increase 3.05% 3.30%
9 years Increase 3.05% 3.30%