Skip to main content

Term Investment Contract (non-registered, RRSP, LIRA)

Rates applicable only to the Investment Options in the Term Investment Contract launched on January 2015.
​For the rates applicable to the other inforce contracts, see their respective rate sheets available.​​

Term Fluctuation Less than $49,999 $50,000 and over
1 year Decrease 2.00% 2.25%
2 years Decrease 2.65% 2.90%
3 years Decrease 2.90% 3.15%
4 years Decrease 3.10% 3.35%
5 years Decrease 3.20% 3.45%
6 years Decrease 3.20% 3.45%
7 years Decrease 3.20% 3.45%
8 years Decrease 3.20% 3.45%
9 years Decrease 3.20% 3.45%
Term Fluctuation Less than $49,999 $50,000 and over
1 year Increase 2.10% 2.35%
2 years Increase 2.75% 3.00%
3 years Increase 3.00% 3.25%
4 years Increase 3.15% 3.40%
5 years Increase 3.25% 3.50%
6 years Increase 3.25% 3.50%
7 years Increase 3.25% 3.50%
8 years Increase 3.25% 3.50%
9 years Increase 3.25% 3.50%