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Term Investment Contract (non-registered, RRSP, LIRA)

Rates applicable only to the Investment Options in the Term Investment Contract launched on January 2015.
​For the rates applicable to the other inforce contracts, see their respective rate sheets available.​​

Term Fluctuation Less than $49,999 $50,000 and over
1 year 2.15% 2.40%
2 years Decrease 2.70% 2.95%
3 years Decrease 2.90% 3.15%
4 years Decrease 3.05% 3.30%
5 years Decrease 3.10% 3.35%
6 years Decrease 3.10% 3.35%
7 years Decrease 3.10% 3.35%
8 years Decrease 3.10% 3.35%
9 years Decrease 3.10% 3.35%
Term Fluctuation Less than $49,999 $50,000 and over
1 year 2.15% 2.40%
2 years Increase 2.80% 3.05%
3 years 3.00% 3.25%
4 years Decrease 3.15% 3.40%
5 years Decrease 3.20% 3.45%
6 years Decrease 3.20% 3.45%
7 years Decrease 3.20% 3.45%
8 years Decrease 3.20% 3.45%
9 years Decrease 3.20% 3.45%