Term Investment Contract (non-registered, RRSP, LIRA)
Rates applicable only to the Investment Options in the Term Investment Contract launched on January 2015.
For the rates applicable to the other inforce contracts, see their respective rate sheets available.
| Term | Fluctuation | Less than $49,999 | $50,000 and over |
|---|---|---|---|
| 1 year | Decrease | 1.95% | 2.20% |
| 2 years | Decrease | 2.20% | 2.45% |
| 3 years | Decrease | 2.40% | 2.65% |
| 4 years | Decrease | 2.65% | 2.90% |
| 5 years | Decrease | 2.75% | 3.00% |
| 6 years | Decrease | 2.75% | 3.00% |
| 7 years | Decrease | 2.75% | 3.00% |
| 8 years | Decrease | 2.75% | 3.00% |
| 9 years | Decrease | 2.75% | 3.00% |
Previous period - Term Investment Contract - Non-redeemable Term Investment (Annual Compound) - 2026-07-15
| Term | Fluctuation | Less than $49,999 | $50,000 and over |
|---|---|---|---|
| 1 year | Increase | 2.00% | 2.25% |
| 2 years | Increase | 2.30% | 2.55% |
| 3 years | Increase | 2.50% | 2.75% |
| 4 years | Increase | 2.70% | 2.95% |
| 5 years | Increase | 2.80% | 3.05% |
| 6 years | Increase | 2.80% | 3.05% |
| 7 years | Increase | 2.80% | 3.05% |
| 8 years | Increase | 2.80% | 3.05% |
| 9 years | Increase | 2.80% | 3.05% |